We’re seeing more and more claims for cycling accidents every year. In 2011 over 19,000 cyclists were killed or injured in reported road accidents [source: rospa]. It’s widely accepted that many more accidents go unreported, and the true figure could easily be double this.
Hospital data show that over 40% of cyclists suffer head or arm injuries, around 25% suffer leg injuries and 5% chest and abdomen injuries. Getting knocked off your bike can be a life-changing event, particularly if your future care has to be funded indefinitely.
Cycle accident claims specialists
If you’re not insured as a cyclist you may think there’s nowhere you can turn for help. That’s where we come in. As well as being experts in personal injury compensation we also have some keen cyclists here and you can be sure you will be in safe hands throughout. Whether you’re a commuter, leisure or competitive cyclist, if you are injured as a result of a bike accident which was not your fault, we can help.
To ensure you receive the best care possible we strive to ensure that all of our cycle accident claim solicitors have biking experience. That way they understand the difficulties experienced by cyclists on the roads and your need to get back on your bicycle as soon as possible. They know all about safety issues with cycling lanes and hazards on road surfaces, and when that is coupled with their knowledge of the law relating to cycle accident compensation, you know you will be well looked after.
The types of cycle accidents we usually claim for include:
- Being knocked off your bike by a car, van, lorry, bus or motorbike
- Accidents due to pedestrians
- Losing control after hitting a pothole, drain or uneven road surface
- Hit and run accidents
- Accidents caused by uninsured drivers
What you need to claim cycle accident compensation
To make a successful claim your accident has to be someone else’s fault, resulted in medical treatment, and happened in the last three years (unless you’re under 18).
If you haven’t yet sought medical treatment from your GP or hospital, your injuries may still present symptoms that your GP can diagnose. If you don’t know the identity of the liable party (vehicle registration, driver name etc), then you should report the incident to the police. In the case of a hit and run accident, an injured cyclist may still be able to recover compensation through the Motor Insurers’ Bureau, who compensate victims of untraced and uninsured drivers.
Witness statements and photographs can provide good evidence to support your claim, if they are possible to get.
The process of claiming
After assessing your case along with the supporting evidence and information, we will manage your personal injury claim on your behalf. The claim will be submitted to our expert panel of specialist personal injury solicitors. A cycle accident solicitor will evaluate your claim and contact you to discuss and confirm the details of our claim file. Don’t worry about complex procedure as Direct 2 Compensation offer a complete service, ensuring that your relationship with the solicitor is simple to understand and that any complicated paperwork that may be sent to you is explained in a simple and clear fashion should you so need.
Your solicitor will fight for justice for you, working towards prompt settlement of your claim to get appropriate compensation for your injuries and losses. They will also seek effective treatment for your injuries to return you to your pre-accident medical condition.
How much will I receive for my injuries?
Every compensation claim is different. However, there are guidelines issued by the courts for solicitors. All our solicitors are experts in handling accident compensation claims and know how to use these guidelines to ensure you receive the right amount of compensation for your injuries. You will be advised once initial evidence has been collected as to the likely level of compensation for your cycle accident.
What other compensation will I receive for my cycle accident?
In addition to the award for your injuries, you will also receive compensation for all other losses and expenses reasonably incurred as a result of the cycle accident. Your expert solicitor will advise you what expenses you can claim but these are likely to include some or all of the following:
- Replacement bicycle or the cost of repairs to your bicycle
- Damaged clothing
- Lost earnings if you have been away from work as a result of the accident
- Treatment for your injuries
- Miscellaneous expenses (bus fares, painkillers etc)
How long do I have to make a claim?
Normally you have three years from the date of your cycling accident to make your claim for compensation. However, in some circumstances this can be extended for an even longer period, for instance if you were not 18 years old at the time of the accident. If you are in any doubt, please call us, email us, or complete our online claim form, and we will be in touch with you promptly to give you advice. There is no charge for assessing your claim, so you have nothing to lose and much to gain if you can make a successful claim.
How to make a successful claim
Many cyclists are not aware that they have the same rights to make a claim for personal injury compensation as any other victim of a non-fault accident. The same criteria apply regarding how long you have to make your claim, proving liability against the 3rd party and providing medical evidence of your injuries. Given that cycling is seen as a dangerous activity, cyclists need to protect themselves as much as possible and be able to demonstrate that they wore the right protection – helmets for example have been proven to reduce the risk of serious injury in cycling accidents and not wearing a helmet could affect your compensation claim.
As with all accidents, to ensure that you have the best chance of succeeding with a personal injury claim for compensation, it’s important to make sure that you correctly report and record the accident details to the right people. If you are involved in an a non-fault cycling accident that was caused by another driver, you should ensure that you obtain the details of the vehicle and driver. If you’re injured it’s likely that witnesses will stop to help. Whilst it may be difficult to get details, anything that you can get will help your claim. If you are thrown from your bike after hitting a pothole, you should note the location, ideally take a photograph of the hole and general area and report the matter to the relevant highways department of the local authority responsible for the maintenance of the area.
Examples of successful cycle accident compensation claims
- John was riding his bicycle along a main road in a residential area. Whilst passing a parked car the driver opened his door without checking for passing traffic, just as John was passing the car. John was knocked from his bicycle into the road. Unfortunately a lorry was behind John and drove over both of his legs. With our help John received intensive treatment and made an excellent recovery.
- Julie was cycling along a busy A road when a lorry failed to leave sufficient room for her whilst overtaking. The lorry knocked her from her bike and she sustained various cuts and bruises. Her bicycle was written off. She received a new bicycle and compensation for her injuries.
Please do contact Direct 2 Compensation if you would like advice on pursuing a cycle accident claim. We take care of you from start to finish, ensuring that your claim is dealt with promptly and efficiently, and that you receive the compensation you are entitled to for your injuries, losses and expenses.