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We are regularly asked this question about sick pay and statutory sick pay (SSP) by people who have had an accident at work, and are unable to work for a while due to their injuries. In such circumstances, most employers will stop paying the injured worker their usual salary and instead place them on to SSP. The difference between the average UK salary and SSP is huge and the drop in income can cause problems for injured workers in terms of paying their bills and funding the cost of living.
In the UK any worker who is classed as an employee (including agency and fixed-term staff) will qualify for SSP if they:
- Have been off work for at least four days in a row
- Have a regular income exceeding £111 per week
- Have reported the injury or sickness to the employer
Statutory Sick Pay is currently rated at £89.35 per week and is available for a maximum period of 28 weeks. Current government data shows that the average UK income in 2017 stands at £27,200 per annum – over £500 per week. With this in mind, the difference between the average UK income and SSP would see a drop in income of over £400 per week. For most people, this creates a very serious problem.
Sadly, there is no obligation on any employer to pay a staff member their full standard salary if they are off work due to illness or injury – even if that injury or illness was caused by an accident at work, or materials used at work. For most workers, they will have a contract of employment that states their terms regarding sickness pay, and whilst one or two companies offer generous sickness payment schemes or occupational schemes, most do not.
How can I recover my lost income after an accident at work?
If you are recovering after an accident at work and have lost income during your absence from the workplace, the only way you can seek to recover your lost income is by making a claim for accident at work compensation. The ability to pursue a claim against an employer is available to any person who believes that their injury or health problem was caused by the negligence of their employer. Therefore, if you feel that your employer has been negligent towards your safety by failing to provide adequate training, the correct protective equipment or faulty and dangerous tools, you can seek to make a claim against your employer for accident at work compensation.
If successful with the claim, you would be able to recover any lost income – including the difference between any SSP payments made to you and your usual income, along with any other costs by way of the special damages element of a personal injury claim settlement.
Many employees who have been injured in an accident at work do not want to have to make a claim for compensation against their employer. However, the loss of income forces people to act to pursue a claim in order that they are not left out of pocket because of injuries that were not their fault.
How can Direct2Compensation help me?
Direct2Compensation have genuine expertise in accident at work compensation. We can help you to understand your rights after an injury at work and tell you how to make a claim for compensation. We work with specialist accident at work solicitors who will make sure that your claim is handled properly and that you are given the opportunity to fully recover any lost income and expenses. We know that it is a struggle to recover from injuries after an accident at work and that losing income temporarily during this period can make life hard.
Our solicitors will work to obtain an admission of liability in your claim at the earliest opportunity, and it is at the point of an admission of liability that our solicitors can then seek to commence the recovery of lost income.
We are here to help you and our expert staff can immediately identify the right Solicitor for you. Contact us today to start your claim.