After an accident at work, my employer has put me on statutory sick pay (SSP). Is that allowed?

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We are regularly asked this question about sick pay and statutory sick pay (SSP) by people who have had an accident at work, and are unable to work for a while due to their injuries. In such circumstances, most employers will stop paying the injured worker their usual salary and instead place them on to SSP. The difference between the average UK salary and SSP is huge and the drop in income can cause problems for injured workers in terms of paying their bills and funding the cost of living.

The law

In the UK any worker who is classed as an employee (including agency and fixed-term staff) will qualify for SSP if they:

  1. Have been off work for at least four days in a row
  2. Have a regular income exceeding £111 per week
  3. Have reported the injury or sickness to the employer

Statutory Sick Pay is currently rated at £89.35 per week and is available for a maximum period of 28 weeks. Current government data shows that the average UK income in 2017 stands at £27,200 per annum – over £500 per week. With this in mind, the difference between the average UK income and SSP would see a drop in income of over £400 per week. For most people, this creates a very serious problem.

Sadly, there is no obligation on any employer to pay a staff member their full standard salary if they are off work due to illness or injury – even if that injury or illness was caused by an accident at work, or materials used at work. For most workers, they will have a contract of employment that states their terms regarding sickness pay, and whilst one or two companies offer generous sickness payment schemes or occupational schemes, most do not.

How can I recover my lost income after an accident at work?

If you are recovering after an accident at work and have lost income during your absence from the workplace, the only way you can seek to recover your lost income is by making a claim for accident at work compensation. The ability to pursue a claim against an employer is available to any person who believes that their injury or health problem was caused by the negligence of their employer. Therefore, if you feel that your employer has been negligent towards your safety by failing to provide adequate training, the correct protective equipment or faulty and dangerous tools, you can seek to make a claim against your employer for accident at work compensation.

If successful with the claim, you would be able to recover any lost income – including the difference between any SSP payments made to you and your usual income, along with any other costs by way of the special damages element of a personal injury claim settlement.

Many employees who have been injured in an accident at work do not want to have to make a claim for compensation against their employer. However, the loss of income forces people to act to pursue a claim in order that they are not left out of pocket because of injuries that were not their fault.

How can Direct2Compensation help me?

Direct2Compensation have genuine expertise in accident at work compensation. We can help you to understand your rights after an injury at work and tell you how to make a claim for compensation. We work with specialist accident at work solicitors who will make sure that your claim is handled properly and that you are given the opportunity to fully recover any lost income and expenses. We know that it is a struggle to recover from injuries after an accident at work and that losing income temporarily during this period can make life hard.

Our solicitors will work to obtain an admission of liability in your claim at the earliest opportunity, and it is at the point of an admission of liability that our solicitors can then seek to commence the recovery of lost income.

We are here to help you and our expert staff can immediately identify the right Solicitor for you. Contact us today to start your claim.

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  1. I had an accident on my way to work, fell over and injured my knee. I have had to take a lot of time off. Which my employer wants to put me on an absence management plan.

    Can my employer include the days that were related to my accident on the way to work. I hadn’t arrived at work.

    Thank you, Jessie

    • If you are on your way to work, you are not legally at work. As such, your employer wouldn’t have to count the journey to work as being at work under UK law.

      You may be able to make a claim for compensation for the injuries you sustained when you fell on the way to work and we would be happy to discuss this accident with you to help you ascertain whether you can pursue a claim for compensation. To this end, why not use our ‘start a claim’ page to make some further contact with us so that we can help you find out more about your rights?

  2. I recently had an accident in work where something sprung up and hit me in the eye causing me to be off for a week it was a freak accident no ones fault in particular but I lost a weeks pay because of it. Is it possible to claim my weeks wage back

    • You can recover your lost wages if you make and succeed with a claim for personal injury compensation against your employer. You mention that the incident was nobody’s fault. However, I would ask what work you do and whether you should have had eye protection? It could well be that you feel that no individual has done anything wrong, but perhaps the employer hasn’t fulfilled their statutory duties in minimising the risk of injury through insufficient training or a lack of adequate personal protective equipment.

  3. Hello, can a company pay full salary to a member of office staff who is off sick due to an operation for example say 3 months and deny this to someone on the shop floor who has also had an operation and needs 3 months off, is this discrimination or are the company entitled to pay what they want to whoever they want to.

    • The answer to what payments any employee is entitled to receive will depend on the individual contract that they have for their employment. In the scenario you describe, the office employee could be on a different contract to that of the shop floor worker and if so, it is not helpful to compare what payments each person would receive if off sick.

      If you believe that an employer is being discriminatory, you should take out a grievance and raise the issue so that the employer is forced to explain things.

  4. I was involved in an accident at work. The dustcart that I was travelling in as a passenger crashed into a van. I have hurt my ribs and cant work at the moment, but my employer has said that I am not entitled to sick pay and that I have to take it as holiday? Am I not entitled to SSP? I haven’t got any holiday yet as I have only been there for 10 weeks. I have given them a sick note for 2 weeks.

    • Firstly, as a passenger in a road traffic accident you MUST make a claim for road traffic accident compensation and this is something we can help you with. You’ll need the vehicle registration details which should be with your employer if you don’t already have them, but we can help you if you don’t know how to get them.

      Not only would our specialist Solicitors obtain a compensation settlement for your rib injuries, but they would also recover any lost income and costs incurred through the special damages element of your claim.

      Employers are not obliged to pay sick pay even if you are away from work due to injuries sustained at work. As such, most employers will only provide SSP. You should be entitled to that, even though you are only 10 weeks in to the job. You should discuss that with your employer.

      We look forward to helping you with your claim for compensation.

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