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For anyone suffering as a result of an accident at work, there are a whole host of issues to deal with. Apart from suffering from the effects of the injury, pain, discomfort and emotional distress, a real problem for many personal injury compensation claimants is how to manage financially if the injuries are serious enough to prevent you from working and therefore, from getting paid the salary that you are used to. Obviously, if you can’t earn a living, you’ll be feeling stressed, anxious and worried as to how you will keep a roof over your head or buy food for the family.
Any successful claimant can claim expenses and lost income on top of getting a settlement to cover the extent of their injuries. These elements are the basis of a personal injury compensation settlement. However, the process of claiming can take some months and there is no quick fix to cover the loss of income.
In serious cases, if someone injured in an accident at work is likely to be off work for a considerable period of time, there is a possibility that your solicitor will be able to obtain an interim payment from the liable 3rd party insurers that could help in the short term with regards to enabling you to pay your mortgage or rent and cover basic bills. Of course, you can also claim benefits from the state should you be medically deemed unable to work.
The part of a personal injury compensation claim that covers lost income (and other losses/costs incurred as a result of the accident) is known as the special damages claim. A key factor that helps people pursing accident at work compensation (and other injury types too) to ensure that they can successfully recoup any losses and lost income is for the injured claimant to keep notes as to the costs that they have incurred and also to be able to demonstrate what they usually earn when they can work, and what they have been receiving either on benefits or statutory sickness pay since the accident. If successful with the claim, your solicitor will be able to claim back the difference between what you should have had and what you have actually received. There is also interest payable depending on how long it takes to settle the claim.
If you are worried about how you will cope with lost wages after an accident at work, or you’re helping a friend or family member in that position, the best way is to not delay making a claim. The quicker we get started and you get a solicitor, the better.