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When an employee is injured in an accident at work, the injured person is often left in a quandary as to whether or not they should pursue a claim against their employer for Personal Injury Compensation. Employees often feel a loyalty to their employer and worry that making a claim against the company, could cause the business financial hardship or lead to their colleagues to lose their jobs. As well as knowing what to do after an accident at work, in terms of reporting the matter, seeking medical attention and worrying about letting colleagues down, the employee often worries about how a claim could upset the apple cart. An accident at work can have a big impact on a workers life.
Obviously, such loyalty is misplaced. When making a claim, the claim is made against an insurance policy. In the case of an accident at work, it is against Employers Liability Insurance policy, rather than directly against the business itself. Of course, there is usually an excess to pay, but the injured party must remember that they were injured through a negligent approach to the management of Health & Safety in the workplace and that their injuries and often, an inability to work as a result, was not their fault.
Accident at work victims need to be aware than their colleagues will never know that they have made a claim (unless they wish to disclose this themselves) and that in most circumstances, their line manager will also not know. The process of claiming is straightforward and confidential. Following an accident at work, a claimant will receive medical attention and then appoint one of our Specialist Personal Injury Solicitors. The Solicitor will then issue a letter of claim to the employers insurers and it will be the insurers who will handle the matter rather than the employer. Of course, someone in the company will be asked for their version of events and for a copy of the accident book, so the employer will be aware that a claim is being made, but they will not be allowed to discuss it with the claimant as all correspondence has to be directed through your chosen Solicitor.
So claimants can ease their worries about claiming after an accident at work. The whole point of claiming is to seek some justice and receive compensation for your injuries and losses, including lost income. Fellow employees will not be affected, the only effect it will have on an employer will be for them to tighten their Health and Safety management policies in order to prevent their insurers from hiking their premiums the following year. Therefore, it is fair to say that pursuing rightful claims can actually improve the workplace for fellow employees, creating long term benefits rather than damage to the employer.