Things to consider before claiming work injury compensation

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If you have suffered an injury as a result of an accident at work that was not your fault, you might well be minded to make a claim for personal injury compensation.  Whilst the process needn’t be difficult or a hassle, it isn’t something anyone should do unless they feel that it is right for them and their family.

There are things that any person injured in a workplace accident should consider before they take the plunge. At Direct2Compensation we advise clients that taking the time to consider their options is a wise and sensible thing to do.  There are a whole lot of questions to ask about personal injury claims, and you may want to seek advice from a solicitor or contact us to learn about your rights when it comes to claiming.

We’ve put together a list of things any claimant should consider ahead of instructing a solicitor to pursue their personal injury claim.  There are many different claim types and different factors come in to play for each, but for accidents at work in particular, employees can feel under pressure when deciding to make a claim or not as they are considering their employer also.  Here’s what you should know before making your work accident compensation claim.

  • Will claiming compensation after a work accident cost me my job?

The answer to this is straightforward – no, it’s just another one of those personal injury compensation myths that is designed to put you off from claiming compensation for your injuries.  Employers have responsibilities after an accident at work and employees have rights to pursue a claim for compensation.

  • Will claiming compensation after an accident at work damage my employer?

Again, this is a myth.  Whilst it’s never good for any employer to be subjected to a claim against their insurance cover if they’re liable for your injuries, it will not damage the business in the long run.  If your employer has breached safety guidelines and is liable it is only fair that you should receive compensation.  The worst that will happen to the employer from the perspective of your successful claim against them is that they will be likely to see a rise in their insurance premium and have to pay an excess towards your claim.  One positive of such an outcome is that it’s likely to get the employer to make changes to the way that they work, so that future employees can enjoy a safer workplace.

  • Can I prove that my employer is responsible?

This isn’t something you should worry about, as making a decision on this is best left to those who really know the law and how to hold someone to account – a specialist personal injury compensation solicitor.  If you aren’t sure (which you probably won’t be) ask an expert.  Obviously if you know that the accident was your fault then don’t claim, but if you are uncertain or want to know how to make a successful claim, then contact us and we’ll help you take things forwards.

  • Will my colleagues find out about my claim?

Another no.  The details of your claim will be kept in a confidential manner.  Your employer must tell no persons other than their insurers, and your solicitor will adhere to data protection guidelines.  It’s up to you who you tell or don’t tell about your claim.

  • Will me making a claim help protect colleagues?

Of course, the purpose of making a claim is about the individual who has been injured.  The compensation settlement that they receive (if successful) is designed to compensate them for the various problems that they have been caused as a result of their injuries, and it is for this reason that a settlement value consists of a few different factors, including loss of wages.  However, there can be positives to making a claim for personal injury compensation after an accident at work.  It’s always important to report any workplace accident and if you do so and then make a successful claim, your employer is likely to sit up and take notice of their work practices in order that they can amend them and reduce the risk of the same kind of accident happening again.  Firms can be fined if they are in breach of health and safety regulations, and by people reporting what has happened to them they could save colleagues from suffering the same fate.

This brief guidance is just a starting point for the considerations you should have before you make your claim for personal injury compensation.  There are always going to be lots of questions in the mind of any claimant, such as how long will my claim take, what will it cost me and many more.  We hope to be able to answer any questions you may have and look forward to helping you with your claim.

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