Injuries to the fingers and hand are known to cause serious loss of independence and dexterity. They can lead to someone being unable to work, take care of day-to-day household chores or enjoy regular pastimes.
Around 10% of A&E visits relate to hand injuries and considerable numbers of UK workers report painful symptoms within the muscles, tendons and nerves of the fingers as a result of repetitive strains. If they can’t work, many are left with no option other than to make a claim for finger injury compensation.
Table of contents:
- Can I claim finger injury compensation?
- All fingers are not equal
- How much compensation will I get?
- Proving negligence
- How Direct2Compensation can help
- How do I start my claim?
- Your questions answered
Can I claim finger injury compensation?
Any person who has suffered a finger injury as a result of negligence, whether that be after an accident at work, through a repetitive strain, or as a result of a slip, trip or fall in a public place, has a right to claim finger injury compensation.
UK employers face legal obligations under the Health and Safety at Work Act with regards to minimising the risk of injury in the workplace. With specific regard to finger injuries, which are often caused in manual workplaces such as factories, construction or manufacturing, employers would be expected to ensure that all machinery is fit for purpose with adequate and well-serviced safety mechanisms. Employers must also ensure that all staff working in an area of finger injury risk must be properly trained to use any machinery and provided with appropriate personal protective equipment, and that all roles are risk assessed and machinery regularly checked and maintained.
If you have suffered a finger injury at work or have developed a repetitive strain injury to the fingers (such as vibration white finger), you may well have a valid claim for finger injury compensation.
All fingers are not equal
Claims for personal injury compensation are often governed by precedent and previous case law. As such, in claims for finger injury compensation, UK courts have issued rulings that recognise some fingers as being more important than others when considering full use of the hand and fine motor tasks.
The thumb, index and middle finger will be considered as the most important fingers, with injuries to these more dominant fingers achieving a higher compensation settlement than a lesser finger with a similar level of injury.
When an admission of liability is obtained by a solicitor pursuing a finger injury compensation claim, they will enter in to a settlement negotiation with the defendant and their insurers. Using medical evidence and expert reports and the guidelines published by the Judicial College, an acting solicitor will have an understanding of the maximum and minimum compensation award applicable for your type of injury.
How much compensation will I get?
Each and every claim for personal injury compensation will be settled at a level appropriate for the particulars of the claim. With regards to claim for finger injury compensation, approximate settlement values can be as follows:
- A non-complex fracture to any finger is likely to obtain an average compensation settlement in the range of just under £2,000 and up to almost £3,500.
- The loss of or amputation of a little finger will usually achieve a financial settlement value of approximately £5-6,000.
- The loss of an index or middle finger which seriously impacts on the use of and dexterity of the hand and reduces hand use will reach a far higher settlement valuation and would usually be settled at a minimum of £50,000 to over £70,000.
The amount of compensation will depend on the severity of the injury and its long term implications. Having instructed a medical expert to review the finger injury and provide a detailed report, a solicitor will be able to advise on the appropriate tariff range for your particular claim.
Various issues will decide on an appropriate value for a claim, with the type of finger and how the injury impacts on the claimant being an important factor. If a claimant can demonstrate that their finger injury will prevent them from being able to further a specific career path, or prevent them from continuing with previously enjoyed pastimes, a claim will be settled at a higher rate than for someone who is unable to provide such proof.
The final compensation settlement provided in a finger injury claim will also take in to account special damages, ie. loss of income, personal care costs, incurred expenses and other costs caused by the injury.
The following figures are a guide to how much compensation you might expect for the finger injury itself, your final settlement could be a lot more when other costs are taken into account.
|Severity of injury||Compensation amount|
|Amputation of index and middle and/or ring fingers||£47,050 - £75,900|
|Serious finger injury which reduces the hand to about 50% capacity, along with disfigurement||£22,050 - £51,760|
|Severe fractures to fingers||Up to £30,720|
|Total loss of index finger||Around £15,680|
|Partial loss of index finger||£9,250 - £15,680|
|Fracture of index finger||£6,925 - £10,230|
|Total loss of middle finger||Around £13,060|
|Serious injury to ring or middle fingers, with permanent consequences||£11,300 - £13,670|
|Loss of the terminal phalanx of the ring or middle fingers||£3,000 - £6,600|
|Amputation of little finger||£6,575 - £10,230|
|Loss of part of the little finger||£3,000 - £4,900|
|Amputation of ring and little fingers||Around £18,260|
|Amputation of the terminal phalanges of the index and middle fingers||Around £20,900|
|Fracture of one finger||Up to £3,960|
Proving negligence in finger injuries
To succeed with a claim for finger injury compensation, it is vital that negligence can be attributed to a 3rd party – such as an employer, business or land owner.
The most common cause of finger injury compensation claims is as a result of an accident at work or repetitive strain injury. With employers being obliged to follow Health & Safety regulations and guidance, our expert staff will be able to help you to identify whether your employer has failed to fulfil their statutory duties. If so, negligence is likely and your claim for finger injury compensation will succeed.
If your finger injury was caused by a slip or fall or due to the negligence of another party, such as in a road traffic accident, you may also have a valid claim.
How Direct2Compensation can help
At Direct2Compensation we know your rights and we know personal injury law. If you have suffered a finger injury, whether as a result of an accident or a repetitive strain, our simple to understand No Win No Fee claims process will give you the confidence to pursue your claim for compensation.
We have expert solicitors available to represent you through your claim and we’ll ensure that your compensation settlement will appropriately reflect your suffering and expenses.
How do I start my claim?
At Direct2Compensation finding out more about making a claim or starting your claim for finger injury compensation is easy. You can call our friendly and helpful staff on 01225 430285 or get your claim started online today. We take pride in making sure that you feel understood and look forward to helping you make your claim.