Finger Injury Compensation Claims & Settlement Values

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Injuries to the fingers and hand are known to cause serious loss of independence and dexterity. They can lead to someone being unable to work, take care of day-to-day household chores or enjoy regular pastimes.

Around 10% of A&E visits relate to hand injuries and considerable numbers of UK workers report painful symptoms within the muscles, tendons and nerves of the fingers as a result of repetitive strains. If they can’t work, many are left with no option other than to make a claim for finger injury compensation.

Table of contents:

Can I claim finger injury compensation?

Any person who has suffered a finger injury as a result of negligence, whether that be after an accident at work, through a repetitive strain, or as a result of a slip, trip or fall in a public place, has a right to claim finger injury compensation.

UK employers face legal obligations under the Health and Safety at Work Act with regards to minimising the risk of injury in the workplace. With specific regard to finger injuries, which are often caused in manual workplaces such as factories, construction or manufacturing, employers would be expected to ensure that all machinery is fit for purpose with adequate and well-serviced safety mechanisms. Employers must also ensure that all staff working in an area of finger injury risk must be properly trained to use any machinery and provided with appropriate personal protective equipment, and that all roles are risk assessed and machinery regularly checked and maintained.

If you have suffered a finger injury at work or have developed a repetitive strain injury to the fingers (such as vibration white finger), you may well have a valid claim for finger injury compensation.

All fingers are not equal

Claims for personal injury compensation are often governed by precedent and previous case law. As such, in claims for finger injury compensation, UK courts have issued rulings that recognise some fingers as being more important than others when considering full use of the hand and fine motor tasks.

The thumb, index and middle finger will be considered as the most important fingers, with injuries to these more dominant fingers achieving a higher compensation settlement than a lesser finger with a similar level of injury.

When an admission of liability is obtained by a solicitor pursuing a finger injury compensation claim, they will enter in to a settlement negotiation with the defendant and their insurers. Using medical evidence and expert reports and the guidelines published by the Judicial College, an acting solicitor will have an understanding of the maximum and minimum compensation award applicable for your type of injury.

How much compensation will I get?

Each and every claim for personal injury compensation will be settled at a level appropriate for the particulars of the claim. With regards to claim for finger injury compensation, approximate settlement values can be as follows:

  • A non-complex fracture to any finger is likely to obtain an average compensation settlement in the range of just under £2,000 and up to almost £3,500.
  • The loss of or amputation of a little finger will usually achieve a financial settlement value of approximately £5-6,000.
  • The loss of an index or middle finger which seriously impacts on the use of and dexterity of the hand and reduces hand use will reach a far higher settlement valuation and would usually be settled at a minimum of £50,000 to over £70,000.

The amount of compensation will depend on the severity of the injury and its long term implications. Having instructed a medical expert to review the finger injury and provide a detailed report, a solicitor will be able to advise on the appropriate tariff range for your particular claim.

Various issues will decide on an appropriate value for a claim, with the type of finger and how the injury impacts on the claimant being an important factor. If a claimant can demonstrate that their finger injury will prevent them from being able to further a specific career path, or prevent them from continuing with previously enjoyed pastimes, a claim will be settled at a higher rate than for someone who is unable to provide such proof.

The final compensation settlement provided in a finger injury claim will also take in to account special damages, ie. loss of income, personal care costs, incurred expenses and other costs caused by the injury.

Compensation amounts

The following figures are a guide to how much compensation you might expect for the finger injury itself, your final settlement could be a lot more when other costs are taken into account.

Severity of injuryCompensation amount
Amputation of index and middle and/or ring fingers£47,050 - £75,900
Serious finger injury which reduces the hand to about 50% capacity, along with disfigurement£22,050 - £51,760
Severe fractures to fingersUp to £30,720
Total loss of index fingerAround £15,680
Partial loss of index finger£9,250 - £15,680
Fracture of index finger£6,925 - £10,230
Total loss of middle fingerAround £13,060
Serious injury to ring or middle fingers, with permanent consequences£11,300 - £13,670
Loss of the terminal phalanx of the ring or middle fingers£3,000 - £6,600
Amputation of little finger£6,575 - £10,230
Loss of part of the little finger£3,000 - £4,900
Amputation of ring and little fingersAround £18,260
Amputation of the terminal phalanges of the index and middle fingersAround £20,900
Fracture of one fingerUp to £3,960

Here are the amounts for vibration white finger and thumb injuries.

Proving negligence in finger injuries

To succeed with a claim for finger injury compensation, it is vital that negligence can be attributed to a 3rd party – such as an employer, business or land owner.

The most common cause of finger injury compensation claims is as a result of an accident at work or repetitive strain injury. With employers being obliged to follow Health & Safety regulations and guidance, our expert staff will be able to help you to identify whether your employer has failed to fulfil their statutory duties. If so, negligence is likely and your claim for finger injury compensation will succeed.

If your finger injury was caused by a slip or fall or due to the negligence of another party, such as in a road traffic accident, you may also have a valid claim.

How Direct2Compensation can help

At Direct2Compensation we know your rights and we know personal injury law. If you have suffered a finger injury, whether as a result of an accident or a repetitive strain, our simple to understand No Win No Fee claims process will give you the confidence to pursue your claim for compensation.

We have expert solicitors available to represent you through your claim and we’ll ensure that your compensation settlement will appropriately reflect your suffering and expenses.

How do I start my claim?

At Direct2Compensation finding out more about making a claim or starting your claim for finger injury compensation is easy. You can call our friendly and helpful staff on 01225 430285 or get your claim started online today. We take pride in making sure that you feel understood and look forward to helping you make your claim.

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Questions & Answers

  1. terree

    I was injured on the 17th of May 2019. I cut my palm open and the start of my right middle finger and the skin from the front.
    I did this by climbing over a fence in school. I did speak with the leader of the school and he asked me a few questions such as: was there a ‘do not climb sign’ which there wasn’t and there still isn’t.

    I am only 16 but i want something doing about it. The fence that I climbed over had little spikes at the top and that’s what I got caught on.

    • Ian Morris

      There are a few issues to address in response to your comment.

      Firstly, as you are 16 years of age, you will not be able to pursue a claim without having parental or legal guardian support. Any person under the age of 18 can only pursue a claim if they are supported by a parent or guardian who will act on their behalf as a litigation friend – a role that enables them to make a claim for a child.

      Secondly, and perhaps more importantly, it would appear that you have climbed over a fence that is designed to prevent access. Fences with spikes are commonly used for security purposes and one would not expect a sign to be erected to warn against climbing.

      In this matter, my initial view is that you have been the author of your own misfortune and it is unlikely that you would succeed with a claim against the school.

  2. Jolka Auskas

    Hey, I work as cleaner for flats in central London. Recently I have had many issues with my employer and work. They have consistently paid me late for no valid reason. They do not provide me with staff toilet facilities. Only the flats I work in. Moreover, they do not even provide a first aid kit. Recently I cut my finger deep while working. I had to use a tenants toilet to clean up, go to buy a plaster and band aid. No concern was shown towards me and was told to continue even though the pain was very agonising. These standards are a recurring theme here, so would i be able to make a claim?

    • Ian Morris

      The issues with late payment is something you should discuss with your Union, the HR department of your employer or an employment law Solicitor as are the issues with the lack of first aid kits and staff toilets.

      With regards to the laceration to your finger, you may be able to claim against the employer for that but only if the cut can be attributed to employer negligence and if the injury is sufficiently serious.

  3. Shane

    I’m working in a butcher I’m a assistant blockman on the 21st of December 2016 I cut my fingers and my tendons was repaired so my question is can I claim?

    • Ian Morris

      Under UK law, you would have a valid claim for compensation if the cause of your injuries can be attributed to employer negligence. In your case, if your employer has not provided you with adequate training in the safe use of the knives required for your work or any of the equipment provided was not fit for purpose, you would have a valid claim for compensation.

  4. James

    I have a colleague who is a Postman, over twelve months ago he injured his little finger [of his dominant hand] by slicing through the tendon with a knife while at home. As a result of this injury, scar tissue formed which substantially limited the movement in that little finger of his dominant hand.

    He has recently had surgery to remove the damaged tendon and needed four weeks off work to recover. He was instructed to have four weeks off work by his surgeon. He will have a graft to replace the tendon at some point in the future.

    As a result of him needing time off to recover from the first surgery, he may be given an attendance warning by our employer.

    I might say:
    He has a disabled finger;
    It is a substantial disability because he works with his hands;
    It is a long-term disability because it has lasted longer than twelve months, and in any event, it will be for the rest of his life;
    It affects his ability to do ‘normal day-to-day activities’ include everyday things such as eating, washing, and his work;
    Because He has a Substantial Long Term Disability which affects his ability to do ‘normal day-to-day activities’ he qualifies for protection under the Equality Act 2010;
    And as such he is protected by law from being disciplined for the time he was off work.

    Would he have a case to bring a claim if he were disciplined for taking four weeks off work to recover from surgery on his disabled finger?

    • Ian Morris

      This scenario is one of employment law matters and not personal injury.

  5. David

    If my garden gate slammed shut in the wind and breaks 4 of my fingers have i got a claim?

    • Ian Morris

      You would not have a claim in the scenario you describe – except if you rent the property and the gate latch/lock is broken, or if fitted, disrepaired and therefore you could not prevent the gate from slamming in the wind. You’d also have had to make a report of the disrepair or missing lock to the landlord to put them on notice of the possible risk to health.

  6. Margaret

    I got hurt at work by a fabric cutting machine. Two fingers on my left hand were badly laceration and I had to go to Hospital for emergency treatment. An Ambulance had been called but as the wait was so long, I went under my own steam to Hospital.

    Once at Hospital, the Doctor stitched my fingers and I transferred to another Hospital. At work they didn’t even do anything about my injury until very recently. My fingers are still in considerable pain and I can’t even wash myself properly.

    • Ian Morris

      If your hand was caught in the fabric cutting machine through a lack of training or supervision or because of a faulty or missing safety guard, you would be able to succeed with a claim against your employer.

  7. Mathew

    I work on the railway and was sent in to a steel mill to conduct a job I was neither trained for, nor supervised appropriately. During this role I ended up with a finger Locked in a rail wagon door, resulting in a fractured index finger. Taking prescribed medicine I ended up with feeling of depression and sadness. Am I in a position to claim?

    • Ian Morris

      You describe a clear case of employer negligence and as such, my initial view is that you have a valid claim to be pursued against your employer. The injury to your finger can be directly linked to a lack of training and supervision in a role that you were not ‘qualified’ to perform. As such, I think you should make a claim.

      We would be very happy to help you in this instance. If you would like to take it further, please use our ‘contact us’ function on the website so that we can call you to discuss this with you.

  8. Emily

    I fractured my little finger at work while going through swinging doors – my finger got stuck in the handle, and bent right back until it cracked. I have now been put on light duties at work. Can I make a claim?

    • Ian Morris

      We can look further in to this for you as there could be a claim. We need to find out a little more about how the accident happened and the nature of the walkway/swing door before we can ascertain whether or not you have a valid claim for accident at work compensation.


    I severed the tip of my middle finger last week passing through a door in my workplace and just had surgery to remove the top joint so it can heal – I am doing medical assessments and type reports and am a touch typist/Nurse. Can I claim compensation for long term affect of my injury?

    • Ian Morris

      You have clearly suffered a serious laceration injury at work and should investigate further as to whether or not you have a valid claim. If it can be shown that the cause of your laceration and amputation of the tip of your finger joint was due to negligence on behalf of the employer, you would be able to claim compensation for the injury and also recover any loss of income caused by the incident.

      It is obvious that something extremely sharp has injured your finger and the question is whether that item should have been present or protected by a guard etc.

  10. relebohile matlaletsa

    My husband got hurt at work, now his boss don’t wanna pay him but his finger is broken.

    • Ian Morris

      In the UK there is no legal requirement for an employer to pay an injured employee their usual or full salary if they are unable to work due to ill health or injury. This applies even when someone has been injured in an accident at work.

      The only legal requirement is for an employer to ensure that an injured or unwell employee who cannot work due to injuries suffered in an accident at work receives Statutory Sick Pay (SSP). This leaves an injured employee with a heavily reduced income until they are able to return to work. Whilst it isn’t an immediate fix for this problem, one of the benefits of succeeding with a claim for compensation after injuries suffered in an accident at work is that the claimant can also seek to recover all lost income and expenses.

      We understand that coping with a loss of income after an accident at work is a very stressful and troubling situation. You may find this article of interest as it provides more information about coping with a loss of wages after an accident at work.

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