Road Traffic Accident Compensation Claims

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We offer expert assistance with all Road Traffic Accident (RTA) claims, including the following:

Free replacement vehicle

At Direct 2 Compensation we realise you need to be back on the road as soon as possible and our expert solicitors have arrangements with leading hire companies to ensure this can and will happen if the accident was not your fault. You can be given a replacement vehicle of the same standard as your damaged vehicle literally within hours of your accident.

This is all done at no cost to yourself. If you are not liable for the accident, the costs of the replacement vehicle will be charged to the liable 3rd party driver and their insurance company.  In usual circumstances, a replacement vehicle can be provided within 24 hours of an accident and will be available to the non-fault driver until their damaged car is either repaired by an approved repairer and returned to them, or in the event that their own car is beyond repair, until they receive a settlement payment from the insurers for the value of their lost vehicle.

Specialist rehabilitation treatment for your injuries

If you have suffered injuries in a road traffic accident and feel that they are leaving you unfit to drive, we will inform our specialist solicitors as they may well be able to arrange for you to receive specialist private medical treatment such as physiotherapy or osteopathy for you.  At Direct2Compensation, we strive to make sure that your claim is about more than just money.  We believe that your compensation claim can also help your recovery as our solicitors will not only work to you get the personal injury compensation settlement you deserve, but also speedy and top notch medical treatment.

Any such treatment would be provided at no cost to you as it would be charged to the liable 3rd party on top of and above any injury compensation settlement.  They are not always provided and usually only available in cases where the road traffic accident has left you with serious injuries.  In less serious cases, you can personally pay for a course of private therapy, such as physiotherapy and retain the receipts in order that you can then reclaim the cost when your claim is settled.  Such expenses forms part of your special damages claim, which helps to form the overall value of your claim.

How long do I have to make a road traffic accident claim?

Whilst someone claiming personal injury compensation can rely on the statue claim limitation periods (see how long do I have to make a compensation claim?) which generally allow an injured party up to 3 years in which they must make their claim,  we advise that it’s best to make the claim as quickly as possible.  The reason I say it’s important to make a claim as quickly as possible is because this provides your solicitor with the optimum chance to win your claim as quickly as possible as the evidence that will support your claim for road traffic accident injuries is fresh and available and for injuries such as whiplash, expert medical assessments can be obtained.

Whilst an individual has three years from the date of an accident to make a claim for compensation, it is likely that at least 6 months of that period will need to be outstanding in order for a claim to be made successfully.  However, in some circumstances the limitation period can be extended for an even longer period, for instance if an injured party was not yet 18 years old at the time of the accident – they have until their 21st birthday to register their claim. If you are in any doubt, please call us, email us, or complete our online claim form, and we will be in touch with you shortly to give advice.

There is no obligation for any person speaking with us to pursue their claim with us and certainly no charges at any stage for assessing, managing or pursuing your claim, so you have nothing to lose and much to gain if you can make a successful claim.

How much compensation will I receive for my injuries?

Every claim is different. However, there are guidelines issued by the courts for solicitors. Our solicitors are experts in handling RTA claims and know how to use these guidelines to ensure you receive the right amount of compensation for your injuries. You will be advised once initial evidence has been collected as to the likely level of the award of compensation for your road accident.

What other compensation will I receive?

In addition to the award for your injuries, you will also receive compensation for all other losses and expenses reasonably incurred as a result of the accident. Your solicitor will advise you what expenses you can claim but these are likely to include some or all of the following:

  • Lost earnings if you have been away from work as a result of the accident
  • Car hire
  • Car repairs
  • Treatment for your injuries
  • Miscellaneous expenses (bus fares, painkillers etc)

The fully compliant No Win No Fee claims service offered to you by Direct2Compensation guarantees that you are never liable for any costs whatsoever should your claim fail to succeed. To find out more about your compensation rights or to start your injury claim today, call us on 01225 430285 or if you prefer, we can call you back.

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  1. Hi,
    I have an accident just under 2 years ago, a lorry hit from the rear completely out of the blue at 3am. Liability accepted within
    Three days.

    I have been stuck with a bad solicitor firm who have wasted my time and after 2 years I am in an absolute mess and have decided to change firms.

    I got two problems: my first firm was free of charge and I didn’t had to pay a penny from my compensation now looking at a new firm will most likely take away the best part of 25% of my cheque. How can
    I avoid this? Although I had legal cover with my insurance policy when it was bought.

    Secondly, it will probably take another year or however long to get things in motion forwards and backwards until I am in agreement with the new firm and things have been passed on to TPI.

    My question, can I just speak to the TPI directly without any solicitor and try to reach an agreement with them that will save me time and helps me out of a bad financial situation? Are there any consequences I should be aware of?

    As a result I couldn’t work for 6 months and I had to pay bills and expenses via borrowing from family and friends. I had to pay 6 months car finance £260 and commercial insurance £290 a month even though I couldn’t work and didn’t earn a penny? I asked my current firm to raise out of pocket expenses just for insurance and finance but they are adamant that I can only claim for loss of earnings and compensation as car finance and insurance are personal agreements which needs to be honored regardless.
    I have subsequently been ordered by the court to hand the vehicle over as I couldn’t keep up the repayment anymore after I had exhausted all borrowings. I had the vehicle for work and it was commercial insurance although the car wasn’t on business lease it was on hire purchase yet my primary use was for work 80% of the time.
    What can I do to be able to add this on my claim and this is another reason why I am nervous to find a new firm as they too might waste my time but without adding this head of claim for out of pocket expenses?

    Apologies for the long email, just my frustrations and desperation trying to explain my point as well and clear as possible.

    Kind regards,

    • Any new Solicitor will (if they are a bonifide legitimate firm acting professionally and within the law) act under the LASPO Act 2012 and deduct 25% from any awarded compensation you receive. This is a legal requirement that came in to effect in April 2013.

      You can liaise directly with the defendant insurers and reach a settlement in this matter. There is nothing to stop you from doing so. However, we are of the view that you will end up with a settlement value that is far below the amount that you would likely receive if you had a specialist Solicitor acting for you. When liaising directly with an insurer, how will you know if an offer of compensation is fair and reasonable? The insurers will be acting on legal advice and if they know that you do not have the same, they will play hardball and work to ensure that you settle the claim for far below the appropriate value.

      • Hello, thank you very much for your response.
        Can you please shed some light on the out of pocket expenses I wish to
        Claim as part of my case.
        Is there any way I can add commercial insurance and car finance which I had paid during the six months I could not work.

        Thank you

  2. Self employed delivery driver hit by forklift truck at the Excel centre. Who is at fault and who are the liable parties for compensation?

    • If the driver of the forklift was responsible for the accident through negligence (not looking where they were going or driving outside of a prescribed area), then the Excel Centre will be liable and any claim could be made against their public liability insurance cover.

      It is important that the details of the accident are entered in to the accident book at the Excel Centre. If that has not been done as yet, make contact with them by email to make a report of the incident and any injuries sustained.

      As a self-employed worker, if the accident has caused a loss of income, making a claim for compensation would allow you to seek a settlement for the injuries sustained, but importantly recover any lost income and incurred costs caused in the accident.

      We would happily take this matter further for you. If you would like help with this, please do not hesitate to contact us on 01225430285

      Yours sincerely

  3. I was in a car accident about 18 months ago, I was pregnant at the time with my then unborn son. I was a passenger and in the accident I hurt my shoulder, knees, foot and damaged my back. I’ve been self medicating since then and found that I have largely had to stop going out because of the injuries. I’ve got a claim ongoing and they want to settle it. Do you think I will be able to claim properly for my injuries? I have spoken with my Dr about 2 times only but its concerning me.

    • You should not settle the claim without having undergone a medical assessment of your injuries with an expert appointed by your Solicitor. The assessment will enable a qualified Doctor to write a report for your Solicitor after they have seen you, discussed your injuries, the accident and the ongoing symptoms. If the Doctor is happy to link the symptoms you present with to the index incident (the car accident), then you ought to be able to seek compensation for all of the injuries sustained. Medical assessments are arranged for you by a Solicitor and you don’t have to pay for them. Of course, it would have been helpful to your claim if you had seen the Doctor specifically about your injuries as this would provide a strong level of medical evidence in your favour.

  4. 3 years ago on the 24th October 2014 my brother was hit by a car whilst on his motorcycle. This was a hit and run incident. The police found the car owner responsible and charged them to go to court which resulted that the defendant has been found guilty for failure to nominate the hit and run driver and therefore they are liable for the incident which resulted to 6 points penalty being deducted of their license and a hefty fine was to be paid.

    My brother has sustained multiple of physical injuries, fracture on the leg and mental diagnosis of PTSD and Delusional Disorder. This is what the doctor who had assessed my brother said on the independent medical report.

    But his current lawyer disbelieves the
    independent medical doctor’s findings due to the fact that 4 months prior to the accident my brother received sicknotes by his GP for stress related problems Regarding immigration matters and domestic matters. Which the lawyer finds it difficult to understand that there are no relation between the two.

    He also doesn’t understand that my brother did claim employment and support allowance therefore he is permitted to work part time which comes under the permitted work section and its legal under the department for work and pension.

    But his current lawyer insisted that the medical legal report was contradictory to the GP’s report but weirdly he is still determined to claim a maximum of £20,000 against the defendant for the injuries that I have mentioned above. He’s explaination is that he wants to play it safe and he doesn’t want to take it infront of the court and rather settle via the online claims court.

    We just believe that this amount is to little for my brother’s futures care package and for the pain and suffering that has been caused. The medical legal doctor has said that my brother will not be able to get back to work for 5-10 years even longer due to the hit and run incident and he also needs a full time carer etc

    The current lawyers have had this case for three years but an extension was submitted to the courts for additional 4 months period for a submission for a claim is made.

    The defendant are still not claiming liability.

    If you can help can you please explain how and
    and maybe we can agree to transfer this case to a proper lawyer who knows how to handle a case this important. Many thanks

    • We are not in a position to question the current Solicitors actions on this matter without full site of the file of papers in relation to his ongoing claim. We can say that the Solicitor will be acting in the best interests of your brother and will be using expert medical evidence and the instructions of an expert Counsel to from the basis of any claim he is to present in court.

      Of course, you may not be happy with the outcome of the medical report or the interpretation of it by the Counsel and Solicitor. It may be wise at this stage to raise your concerns with the Solicitor firm in question via their complaints procedure. That way you could get the file and matter reviewed by another Solicitor and see if their view remains the same.

Direct2Compensation Personal Injury Claims

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