74 questions have been answered below, why not ask your own?
It’s a sad fact that car crashes come in many forms, but there are some simple truths around compensation. If you’ve been injured in a car accident that wasn’t your fault – whether as a driver, passenger, pedestrian or cyclist – you’re entitled to make a claim.
Your insurance company won’t be able to pursue this claim as effectively as a specialist solicitor. The solicitors we work with operate on a no-win, no-fee basis, meaning there’s no financial risk to you.
If you’ve been injured in a road accident that was someone else’s fault, we’ll help you get the compensation you’re due. Claims can cover a wide range of physical and psychological injuries, not just whiplash.
And remember – the cause of the accident doesn’t need to be another vehicle. It could equally be a faulty traffic light, a poorly kept road surface, or something else entirely.
What can I claim for?
You can claim for personal injury and other suffering, as well all your associated costs and losses.
With road accidents, the guilty party is liable to pay for any medical treatment you need outside of the NHS (such as acupuncture or chiropractic treatment), as well as any charges incurred on other professional services. If they’re insured you can make a claim against their insurers – otherwise the claim will be made against the Motor Insurance Bureau. If the road surface was at fault, a claim can even be made against the Highways Agency.
When facts and evidence have been gathered, your solicitor will be able to tell you the likely level of compensation to expect.
They’ll also explain the expenses you can claim on top of and above any injury settlement.
These expenses will likely include some or all of the following:
- Lost earnings if you have been unable to work as a result of the accident
- Car hire
- Car repairs
- Miscellaneous expenses (bus fares, painkillers etc)
Why should I use a solicitor rather than my insurance company?
Using a solicitor isn’t obligatory, but experience has shown us that they’re regularly able to secure higher levels of compensation for our clients – particularly where car accidents are concerned.
They do this by working to get you every penny you’re due. It’s in your best interest, just as it’s in their best interest. Insurance companies have a different set of business priorities, so there’s a real chance they might de-value your claim and allow you to settle for a lesser amount.
Specialist solicitors, on the other hand, know the ins and outs of putting together a strong, honest compensation case. They understand how to define sources of injury, how to attribute liability, and how to deal with any problems encountered along the way.
To put it simply, you can think of a specialist solicitor as an ally.
What evidence do I need to make a successful car accident claim?
The more evidence you can gather for your case, the better. Try to get complete contact details for any eyewitnesses to the accident. Witness testimonies from people who can vouch for you will play a pivotal role and guarantee the authenticity of your claim.
It can also be helpful to take photographs of the crash site, if possible.
Where your injuries are concerned, it’s important to keep any bills, letters, reports or certificates from doctors or other health professionals. These will serve as the main evidence for any injuries you’ve sustained, and in many cases can show how these injuries are impacting your life.
If you’re claiming prescription costs and travel expenses, keep all receipts as proof.
Car damage certificates can also be very beneficial to your case. These can be compiled by using photographs and expert testimonies on the damage incurred on the vehicle.
Examples of car accident claims
We’ve dealt with hundreds of car accident compensation claims, from minor shunts to high-impact collisions. Our experience, and that of our expert personal injury solicitors, means we know how to help you win your claim. Here are three real-life case studies:
Case study 1: rear-end shunt accident
Mr Y was waiting to enter a roundabout when Miss X drove into the rear of his vehicle. Mr Y’s car was pushed forward at speed, suffering severe rear-end damage. Mr Y sustained a serious whiplash injury.
Miss X admitted liability at the scene, but later altered her story to claim Mr Y had in fact reversed into her. Our specialist solicitor was able to gather enough witness evidence to discredit this version of events. Miss X’s insurance company settled Mr Y’s claim in full.
Case study 2: head-on collision
Mrs A was travelling along the road at approximately 40mph on a winter’s night. A car appeared around the corner at dangerous speed, veering into Mrs A’s lane and colliding with her vehicle, forcing her off the road. The car did not stop at the scene, but a vehicle travelling behind Mrs A witnessed the event and called the police.
Mrs A suffered a fractured chest bone, a severe neck injury and various cuts and bruises. We helped her to claim full compensation for her losses, her suffering and her medical treatment.
Case study 3: Sideroad accident
Mrs C was driving on a main road when Mrs K pulled out and hit the side of Mrs C’s new BMW. Mrs C suffered minor injuries but was more upset by the damage to her new car.
We were quickly able to replace her car with a hire car of the same model. The cost was covered by Mrs K’s insurers, who also paid for repairs to the BMW and compensated Mrs C for her injuries. Mrs C was soon back driving her car, which was as good as new.
Let us help
Been involved in a car crash? You’re in safe hands with Direct2Compensation. Our claims process is transparent and effective, and you’ll have the peace of mind that comes with our no-win, no-fee approach.
After just a few minutes on the phone, we’ll have enough information to allow our solicitors to get your claim started.