Claim Compensation For Hit & Run, Uninsured Driver Accidents

By Ian Morris | Updated September 11th, 2023

84 questions have been answered on this subject, why not ask your own?

Unfortunately, there is a hardcore minority of uninsured or illegal drivers on the roads of Great Britain. Whilst the vast majority of us drive cars legally, paying expensive insurance premiums, road tax duty and with MOTs, there are some who for whatever reason, decide not to be so honest and law abiding.

In usual circumstances, when a road traffic accident happens, the two drivers speak to each other and the driver responsible for the accident provides details of his insurers to the innocent party. They can then make a claim for their injuries and car damage against the liable driver’s insurance via a company like us.

However, in the case of a hit and run or uninsured driver causing an accident, there is no insurer to claim from. Most people assume you can do nothing and will have to claim against their own comprehensive insurance for the damage to their vehicle. If you have comprehensive cover, you can do this, but you will probably lose your excess and certainly can’t claim for injuries.

If you’ve been injured in a road accident that was caused by someone else’s negligence, you’re fully entitled to make a claim for compensation. But what if an illegal driver crashes in to you and either doesn’t have insurance, or speeds off before you have the chance to get their registration number? How can you still claim compensation?

Motor Insurers Bureau to the rescue

Don’t despair! There is a body set up to provide access to compensation for just this kind of incident. They are the not-so-well known ‘Motor Insurers Bureau‘ or MIB. The MIB are funded by the insurance industry by way of a minimal donation from each sold insurance policy to the MIB. The MIB act as a quasi insurer in handling such claims and investigate them and where applicable, provide medical rehabilitation to injured claimants and compensation payments including loss of income etc.

To warrant a claim, the claimant must have received professional medical treatment for their injuries from a hospital or GP, and the injuries must be adequately severe (usually a minimum recovery period of 4-6 weeks).

Report the accident to the police asap

So now you know about the MIB, but what criteria do they use to evaluate whether or not a claimant has a valid claim? In MIB claims, it is vital – absolutely vital – that an incident is reported to the police and that an incident reference number is issued to the claimant. In the case of hit and run accidents the police should be notified immediately where possible, and certainly following any emergency medical treatment.

Instances where a driver provides what seems to be genuine insurance details which later turn out to be fake, the police should be told as soon as this fact becomes known.

What evidence do I need to make a hit and run claim?

It’s helpful to gather as much specific information about the accident as possible. Try to record the following:

Registration of the uninsured, or hit and run vehicle, if possible
Accident date and time
Accident location (street name/road number/ roundabout name etc)
Full contact details of any witnesses
Details of any police involvement (reference number, officer numbers etc)

If you’ve been unable to gather this information, for whatever reason, don’t panic. It can still be possible for you to pursue a claim. We’ll always advise you on the best course of action for your particular situation.

Why should I claim injury compensation?

There are many compelling reasons for pursuing your legal right to make a claim – the end goal is to get you fair compensation for injuries that were not your fault. A successful claim can also release funds to pay for private treatment to speed your recovery process.

Should your injuries have stopped you from working and resulted in lost income – now and in the future – this will also be taken into account. Other incurred costs, such as transport and additional medical treatments, will be covered too.

All our passenger road accident claims are made on a no-win, no-fee basis. If your claim is unsuccessful, you won’t be charged a penny.

Let us help

You’re in safe hands with Direct2Compensation. Our claims process is transparent and effective, and you’ll have the peace of mind that comes with our no-win, no-fee approach.

To find out more, or to start your claim today, call us on 01225 430285. If you prefer, . After just a few minutes on the phone, we’ll have enough information to allow our solicitors to get your claim started.

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Questions

Read on for questions and advice about claiming, plus hit and run claim examples...

I was rear ended at high speed on my way to work. My car was badly damaged and was written off. I was taken to the hospital for assessment for my injuries. I had bruises, lacerations and a suspected cracked rib but the hospital stay was just one night. I was left to self heal. Does this still warrant a claim? I have made a claim through the Official Injury Claim portal and the other party’s insurance company denied liability.

It may well be the case that you now need to instruct a specialist Solicitor to take over the running of this matter, taking it out of the claimant portal and advocating for you directly with the defendant insurer.

Given your description of the incident, it is confusing as to why there would be a denial of liability and we believe that our specialist Solicitors would be able to assist you in a positive way. Our No Win No Fee service means that you can seek specialist help without worrying about the legal costs, so please call us on 01225430285 or use our website to start your claim.

My father in law was involved in a hit and run. Uninsured driver. Got all cctv evidence/driver pleading guilty/ still in hospital has been for about 2 months. Can my mother in law start the claims process while he is still in hospital? He is awake and getting better but having multiple operations still.

Our specialist Solicitors can certainly assist in getting this matter up and running at the earliest opportunity. There is clearly a just a valid claim to be pursued and it would appear that the injuries are serious, with long term consequences. The sooner the claim is started, the better and it would be prudent to contact us as soon as possible in order that we can have our specialist Solicitors discuss things with your Mother-in-Law. Our Solicitors can assist with pursuit of a claim on a No Win No Fee basis and would ensure that the severity of the injures are properly understood, that a medical experts report would be obtained to detail longer term problems or recovery prognosis and that any recoverable costs or losses were also recovered.

I’ve had a claim with the MIB for the last 3 & 1/2 years. I have just had an offer after having had an interim payment through this time totalling £2,000 – £1,500 of which was mine & £500 went to the Solicitors as their 25% fee.

My offer has now been received and is valued at £8,000 but my solicitor is saying that £2,000 of that has to go back to them as there 25% deduction from me being left at a less amount than the claim has stated? I also know my Solicitors have had money sent with the offer. What I don’t understand is why would they pay to have the amount deducted and sent back would they have not already deducted that and sent what amount they wanted me to receive? Sorry it’s so long winded.

The MIB do make a contribution towards Solicitors costs. Whilst the contribution is not much (and is a fixed fee), your Solicitor should advise you of the amount that they have received. You should however contribute NO MORE than 25% of your awarded damages in total towards your legal costs. Some Solicitors will deduct the 25% at the time of receipt of settlement and forward a final balance to a claimant (which is how our Solicitors operate and is easier to understand from a claimants perspective), whilst some may forward the full settlement and include a demand for their fees to then be returned – as appears to be the case here.

We suggest requesting a full written breakdown from your Solicitor of their total costs and of the amount that the MIB has paid to them, along with a full breakdown of your settlement (including the interim award) and how they have calculated their 25% deduction. This should then give you peace of mind and ensure that all is above board and has been handled correctly.

My sons car was written off by a person who jumped the lights. He was knocked out and taken to hospital. The police are involved. He has claimed for loss of earnings as he was injured. The claim is going through and he is waiting to be paid out. Today we have been informed by the police the other person had no license or insurance. Now what happens?

As the 3rd party was driving illegally and had no insurance, the claim will be addressed to the Motor Insurers Bureau (MIB) and they will run the claim under their uninsured driver scheme. Essentially, they act as if they were the insurer and the claim can still be pursued. They will liaise with the police and any medical experts to ensure that the appropriate evidence is obtained and then work towards agreeing a settlement for injury and associated losses.

A car overtook me at speed and crashed into the side of my car. He or she sped off but i got the reg number. I informed the police right away and i got a crime number. That was 5 days ago and have heard nothing. Dealing with my insurance company is hard work. I am kept in limbo, my car is still driveable but a bit of a mess.

Did you sustain injury in the incident you describe? If so, what kind and severity of injury did you sustain? If you were uninjured, we cannot assist but if there is an injury we may be able to help you. However, as a result of the Governments recent changes to Road Traffic Accident compensation, a claimant may only instruct a Solicitor to act if their injuries exceed a minimum value of £5000 – unless there are any non-soft tissue injuries (i.e fractures and lacerations).

Hi, on June 21st I had an accident, it was a Hit and Run. I managed to get the car registration. But, what happens if they are uninsured and they Hit and Run?

Do I still get my compensation, for personal injury? I am very confused. I even have to go to physiotherapy for my treatment, for the pain I have been in since my car accident.

Can someone kindly shine light on my question?

Thank You in advance.

Any person injured in a non-fault hit and run or by an uninsured driver may pursue a claim for personal injury compensation via the Motor Insurers Bureau. Our Solicitors can assist with this – in which case please provide further details via the ‘start your claim‘ page of our website. Alternatively, you can contact the Motor Insurers Bureau directly and complete an online application to pursue action.

Hi,

My Dad was hit a couple of years ago by a stolen car that was travelling the wrong way down a duel carriageway whilst being chased by the police, the perpetrators were instantly arrested for other offences, but obviously they weren’t insured. The police officer at the time claimed that the police insurance would cover the cost of the vehicle (which was a complete write off) given a policy number, and told to contact the insurance company. He took notes of this at the time and contacted the police insurance, who flatly denied any responsibility and said that they wouldn’t pay out as it wasn’t a police vehicle that had caused the damage.

My question is where does he stand with this? He has essentially let this go now as it took over 18 months to get his own insurance to pay out, but it feels distinctly wrong that he can be advised at the scene that he can claim, but then instantly stonewalled once he contacts the insurance company. He received no compensation for his injuries and only about 2/3rds of his vehicles value from his own insurer.

This was in England (Bristol to be precise) and the perpetrators were all wanted members of the Traveller community who were wanted for taking part in an armed robbery a couple of weeks prior

Your Father can pursue a claim for personal injury compensation via the Motor Insurers Bureau (MIB) scheme – this covers the victims of uninsured or untraced drivers.

Claimants can either choose to instruct a specialist Solicitor to act for them on a No Win No Fee basis in pursuit of an MIB claim, or they can claim directly via the scheme without expert representation.

Our Solicitors have a successful track record of helping people – like your Father – who have been injured as a result of criminal uninsured or untraced drivers and would be able to offer the same assistance to him.

I hope you don’t mind me contacting you.

I currently have a claim going through the MIB with a personal injury specialist Solicitor.

The MIB have admitted liability. I badly broke my shoulder by a hit and run car driver.

I am confused as to how loss of promotion special damages compensation is calculated.

I missed out on a promotion worth £5000 a year. How many years can this be claimed for ?

Can you give me any information on this ?

My solicitor is confusing me. I am unhappy with my solicitor to be honest so could I use your services instead ?

Unfortunately, we would not be able to take on a claim in these circumstances. As you already have a Solicitor acting, a new Solicitor would have to agree to cover their costs on settlement of the claim, making it financially unviable for our Solicitors to act.

In terms of future loss of income, the amount you can claim will vary depending on various factors, one of which will be knowing whether you’ll get a future opportunity for that promotion and if so, when. Also, you would have to provide evidence that the promotion was agreed/guaranteed, but then withdrawn because of your injury.

I was involved in a car accident with a stolen vehicle that rear ended me due to being pursued by the police. The car itself is insured to the owner and from what I have gathered is that the car was taken from the owners drive while his 2 children were in the car, it is not sure if the owner left the keys in the car and the two suspects both 15yrs old saw a chance and took it. In my view the owner was negligent in his duty to ensure his car was secure however my insurer claims I need to claim on my own policy as the don’t feel the owners insurance will accept it and just use car stolen to cite their reasons.
I have dashcam footage of the incident, crime ref. And this accident is in the news papers to.

Who would be liable to pay for the payout on my car as its clearly a write off and also how can I claim personal injury as both me my partner and my son were in the car at the time of the accident.

In terms of injury compensation, I agree that the 3rd party insurers will not settle a claim directly against their policy as their driver was not responsible for the cause of your injuries. However, as you have reported the matter to the Police, we can help you to pursue a claim via the Motor Insurers Bureau (MIB) as your injuries were caused by a stolen vehicle. We can pursue this claim on a No Win No Fee basis and invite you to make further contact with us.

In terms of the damage to your vehicle, if you have fully-comprehensive insurance, you will have to claim from your own insurance for the damage to your vehicle or replacement cost of your vehicle.

Hi a company lorry hit me in the rear and we was in slow traffic we both got out and then because we were in the way I said let pull over to the lay by and the lorry driver drove off !! I got his number plate & spoke to the office manager her confirmed that there was a dash cam on the lorry but won’t submit it and they are not accepting liability what shall I do ??

Please contact us on 01225430285 or use the ‘start your claim for compensation‘ form on our website, so that we can help you. Our specialist Solicitors will be happy to advise and represent you in recovering your losses and claiming compensation for any injuries sustained.

Hi
Long story short i was a victim of a hit and run collision just under 2 years ago now. I suffered injuries both physically and mentally. I have nearly made a full recovery.
The third party insurers or MIB have offered the first time £4100 and now £5000 my solicitor had my case checked by a barrister who said i should receive atleast £6500-£7500.

Im really unsure what to do, as my solicitor has said that if i reject this offer then a formal award will be made and an adjudicator will decide if it’s sufficient or not.

Any advice would be helpful, i have never gone through this before and i have no idea what to do.

Thanks

In situations like this, it is always wise to follow the advice of your Solicitor. If your Solicitor feels that rejecting the offer is risky and more risky than sensible, then you should perhaps consider accepting the award. However, if your Solicitor has confidence that rejecting it will lead to a more sensible award, then you should follow that advice.

Hi, I was involved in an accident today, a lorry tried to squeeze by me, hit the back of my car resulting in ripping half the bumper off, ive had back and neck pain( please note the lorry driver drive off! And I didnt get his reg)
I went to A&E to which i was told I had some muscle damage to my back bit he never mentioned whiplash despite me telling him my neck and between shoulder blades was hurting, do I still have a claim?

We can help you make a claim in this situation. When a 3rd party vehicle causes a collision and drives away, if you don’t have the vehicle registration, you need to report the incident to the Police. Although the Police are unlikely to trace the vehicle in question, they will issue you with an incident number and open an investigation in to the matter.

Once a Police report is made, as you have obtained medical treatment, we can help you make a claim via the Motor Insurers Bureau (MIB) scheme for the victims of untraced (hit and run) drivers where injury is caused. Although you don’t have to instruct a Solicitor to make a claim to the MIB, having the specialist representation of an expert personal injury Solicitor – especially when you can make such an instruction with us on a No Win No Fee basis – will ensure that your rights are upheld and that your injuries and losses are fully understood so that any compensation settlement in your claim is appropriate and fair.

Hi there,

I was hit by a 4×4 straight into the back of my van. He was doing atleast 90mph according to the police and the van is completely written off.

I’ve sustained some really bad injuries as a result. The driver fled the scene but was found near by 1hr later and was drunk. He is now due in court for drink driving and wreckless driving, the police have clarified he is completely at fault, along with witnesses at the scene.

However, this is where it becomes slightly messy – the police have now informed me that I was disqualified from driving for 6 months, one month before the accident!

I was not aware of this. I have still been hiring vehicles for work from well known hire companies and driving my cars as normal, which I’ve openlg admitted to the police, as I was completely unaware. Nothing has ever shown up when hiring vehicles and I never recieved any paper work to say I’ve been disqualified (for totting up points).

In principle – I’ve been hit in the rear very hard by a drink driver, I’m a disqualified driver, so technically and in the eyes of the law, I probably should not have been on the road anyway.

Am I still able to claim for my injuries though? As he was admittedly at fault!

If so, who could I discuss this with further? Will you be willing to represent me? Or do I need to continue via insurance companies? That will probably say insurance was invalid due to not having a license?

Kind regards,

Peter.

The fact that you were driving illegally may count against you in some capacity as you may have to accept some element of negligence on your own part. However, given the severe injuries sustained this is something our Solicitors can consider and pursue for you. Please email further information to me directly so that I can have a specialist Solicitor contact you to discuss this further. If you could email as much information as possible, including your name, date of birth, contact info and all relevant details about the accident to: ian@direct2compensation.co.uk I will look in to this for you.

I was on the receiving end of a hit & run accident. My job involves driving from job to job. Mobile cleaning. Unfortunately it happened very quickly and didn’t catch the number plate. I had to take some time of work. Day after the accident i dodnt even get a follow up call to see if im ok. From my employer. They said there insurance company is telling me its my fault. As i didnt get the number plate. And i should get stationary sick pay.

As the victim of a hit and run collision, we can assist you in the pursuit of a claim for personal injury compensation in which if successful, you could recover compensation for the pain and discomfort caused by any injury and recover any loss of income caused by the accident.

Our specialist Solicitors can assist with a claim to the Motor Insurers Bureau (MIB) ‘untraced driver’ scheme. The MIB is a body funded by the insurance sector (via the premiums we all pay) and will act as an insurer to the victims of uninsured or hit and run drivers. You can claim directly to the scheme without legal representation, although we would recommend that you instruct a specialist Solicitor to act for you on a No Win No Fee basis to ensure that your claim is handled properly and that your rights are upheld.

In most cases, the MIB would want the accident to have been reported to the police.

Please call us on 01225430285 to discuss this matter and offer some help.

If I was driving my car with no insurance and had an accident which is my fault or 50/50 can I make a claim from the other person car and for whiplash etc?

It is possible to make a claim for personal injury compensation as a result of injuries sustained in a road traffic accident, even if you were not insured. However, as you may well be held fully responsible you would not be able to make a claim.

Hi my name is Hazel. My car was involved in another going into it whilst stationary last year with my sons in the car. My car was fixed through insurance company aviva which is great. It has come to my attention that I might be eligible for compensation but I don’t have the car registration num details as I didn’t keep them or tell my insurance company. Can I get any imformation with a claim repairs ref num or is there any other way? Many thanks

If the 3rd party vehicle that caused the damage to your car and injuries to those inside is known, a claim could be made against the insurers of that vehicle. However, if you didn’t report the details of the other car and they are unknown, you may be stuck.

If the 3rd party vehicle that caused the damage was untraced – i.e, it was a hit and run incident, our Solicitors could make a claim for personal injury compensation for you/your Sons via the Motor Insurers Bureau scheme.

Please call us on 01225430285 to further discuss this matter with our team.

hello I was hit with force from behind and the driver drove off, a witness took part of the registration. I call the police and they took details over the phone we decided I didn’t need response and drove car home once put of shock. My car is still damaged but drivable but I am in servere pain and waiting on MRI on my neck and spine. I saw my doctor after the accident and since, the accident was in July. My doctor is certain this is injury from the accident, is it too late to claim 6 months on?
Many thanks,
Eve Ryan

It is not too late to make a claim. You have 3 years from the date of the accident to pursue a claim and given that the incident was reported to the Police at the time, you should face no issue in pursuing your claim.

Hi I have a accident claim for whiplash when a car collided with the bus I was on and unfortunately the driver drove off, police was called by bus company as so far no one was found and police getting back are a nuisance, it has been 11 months now, my solicitor has submitted my claim to mib, what sort of time frame or outcome do you think I’m looking at?

A claim with the MIB is likely to be completed in a timeframe of circa 6-18 months.

My car was hit by a van that was being pursued by police. The damage is very extensive. The police are aware of this and have taken a statement and told me to inform my insurance company which I have. Can I claim compensation from the police? My insurance company has said that I will have to pay the excess which I cannot afford to do.

The Police would have been acting lawfully in pursuit of the offending van and the liability for the damage does not rest with the Police, but with the van driver.

If I can claim through MIB, can you deal with it on my part as I feel mental stressed?

You have the option of pursuing a claim directly with the MIB (without legal representation) or choosing to instruct a Solicitor to assist you and handle the claim on your behalf.

Should you prefer to have a Solicitor act, we can assist with that and our Solicitors would run the claim on the basis that you would pay nothing if the claim were to fail to succeed. However, should you succeed, the Solicitor would deduct up to 25% of your final settlement towards the costs of the claim.

If you would like us to get our Solicitors to pursue your claim, please call us on 01225430285. We’ll need the police incident report number along with the accident location and date and a description of the accident.

I recently had a car accident where I was chased by hooligans for no reason and they hit the back of my car, but then started to attack my car. I got away and reported to the police with the number plate. Police located the car which was uninsured and sorn. The person denied being involved in the accident. Am I able to claim via MIB for personal Injuries as he is denying the incident? I have got crime ref number and had nhs physio treatment since the incident.

We can assist you with a claim in this scenario.

Please call us on 01225430285 so that we can begin the process of helping you to understand your options and discuss pursuing your claim.

I was involved in an accident on Friday when a van illegally drove on the wrong side of the road to overtake the single lane traffic. I was turning right out of a side road when stationary traffic on each side of the road stopped to let me out, before I could clear the turning the van swerved in front of me from the wrong side of the road and smashed into my car damaging the front and passenger side. I managed to get his number plate as did a witness to the crash who was in the stationary traffic that the at fault drivers illegal overtook. My insurance company won’t pay out as my car was a damage repairable when I bought it, even though they knew this they have now voided my insurance. I have contacted the insurers of the hit and run driver, but they say they need to speak to him to assess liability. I reported this to the police immediately after it happened. What can I do?

We can only assist in matters that involve a personal injury – whether physical or emotional. Therefore, if you were uninjured, we can’t advise you.

However, if you were injured you should still be able to pursue a claim for personal injury compensation – if you have a witness (and can provide their details) to corroborate the version of events you have given here.

A final offer for my personal injury claim has been made following a hit and run RTA involving the police. I have been told by the appointed solicitors that I cannot make a case for more compensation due to an unintended error on the medical form.
My injury has turned out to be a lot worst than first diagnosed. Basically the specialists ignored my requests from the start for an x-ray of some sort. I have now undergone a number of different procedures including an MIRI scan due to the increasing discomfort that I currently experiencing. Please advise?

It is hard, if not impossible for us to offer any particularly helpful advice in this situation as your claim is being pursued by a Solicitor and they clearly have the full facts of the case at hand with regards to the advice that they are giving you.

If you believe that they have handled your claim poorly – with special regard to the medical expert and medical report, you should make a formal complaint against them. Once that is done, if you remain discontented with their response, you could escalate it to the regulatory authorities and possibly pursue a claim against them for professional negligence if it is found that they have indeed not upheld your best interests in their work on your behalf.

Hi on 14/3/22 I was hit by another car who failed to stop, I contacted the police straight away and contacted insurance company. I then went to work as a nurse I did not want to leave the ward vulnerable. I had to leave shift early due to vomiting, back pain and stiffness. I am on medication for my back but this had resolved the pain. Since the accident I have had to go back to my Gp to have analgesia increased and be put on more analgesia. My question is as the driving failed to stop I am I able to claim. Many thanks

Even in cases where a 3rd party vehicle has fled from the scene of a road traffic accident and the details of the vehicle or driver are unknown, a non-fault party who has sustained injury may make a claim. To qualify, the injured party must have reported the incident to the police and sought medical attention. If so, they can make a personal injury claim to the Motor Insurers Bureau (MIB) scheme for untraced or uninsured drivers.

Due to recent changes in the way road traffic accident claimants can pursue claims, unless your injuries exceed £5000 in value (and as you have no broken bones or lacerations would require your whiplash symptoms to be severe and last for a number of months), it is too early to say whether we can assist you (as legal fees cannot be recovered unless value exceeds the £5000 threshold). This leaves you with two choices as follows:

As you have a claim limitation period of 3 years from the date of the accident you may opt to:

1, Wait for a period of 6-9 months post accident to assess your injuries and recovery from the same. If after 6 months, your injury symptoms persist and you have had to seek further medical intervention (referral for specialist treatment or ongoing physiotherapy), contact us to start a No Win No Fee claim via the Motor Insurers Bureau.

2, Make an immediate claim without legal representation to the Motor Insurers Bureau. An application form can be completed online via https://www.mib.org.uk/making-a-claim/ and submitted and a claimant does not require a Solicitor.

The benefit of option 2 is that a claim may start immediately. The negative of option 2 is that you won’t have legal representation and will not necessarily be certain as to whether your rights are being upheld or whether the value of any settlement is appropriate. Although it would slow the process down somewhat, the benefit of option 1 would be that you would be able to trust a specialist Solicitor to uphold your rights and act for you on a No Win No Fee basis.

I was hit from the rear hard while stationary at a red light pushing me into the car in front. Three police officers and an ambulance attended. In the ambulance a police officer gave me the details regarding the car in front and said I would be contacted that evening regarding details of the vehicle that hit me. To date, two days later, nobody has rang. I was given an incident number at the scene then taken home by the police. Can I assume that as there was a police presence they will have taken details such as car registration number, name and address, that I can pass on to my insurers?

Given the police and ambulance attendance at the scene of your road traffic accident, one would imagine that the police have taken the relevant details.

As you have a police incident number, you may wish to make contact with the Police to obtain the vehicle registration of the car that caused the collision. As you were pushed from behind in to the car ahead of you, the car ahead of you may wish to claim for their loss or injury from your insurers. However, your insurers will wish to pass liability to the vehicle that caused the accident – the one behind you, so obtaining the registration details would be helpful.

If you were injured in this incident, you may prefer to keep any personal injury claim separate to the vehicle claim and instruct an independent specialist personal injury expert – such as Direct2Compensation and the Solicitors with whom we work – to act for you in terms of a claim for personal injury compensation. If so, please call us on 01225430285.

Hi Ian,

I was in stationary traffic this morning and was rear ended by a woman, due to me just passing my test, I wasn’t sure on what details to get and the woman gave me her name and number. I went to the hospital and have been signed off with whiplash. The number the woman gave me appears to be fake. Is there anything I can do?

Did you manage to get her registration number? If so, it will be possible to identify the 3rd party via that and we could help you claim compensation against the insurers on a No Win No Fee basis.

If not, you should report the incident to the Police in order to obtain a Police Incident Reference Number. We would then be able to help you claim compensation via the Motor Insurers Bureau ‘untraced driver’ scheme.

Please call us on 01225430285, we can certainly help you claim compensation and explain your rights and options after your accident this morning.

My wife, with a friend in passenger seat, were in stationary car on road and was ran into (minor damage) by a young lad driving fast and erratically who admitted liability and offered to pay from his wallet. My wife took a photo of his registration. My wife said the cost would be more than he had in the wallet and asked him for insurance details and he agreed. When she went to get details she smelt a strong smell of marijuana coming from the car. The other lads said they hadn’t been smoking but when my wife said she was calling the police to get them involved the driver said he was leaving and drove off, having not given details. My wife has reported this to the police. What happens next?! How will this affect our insurance premiums/no claims etc?

This should not impact on your insurance premiums if you claim against the 3rd party. Given that you have his registration, the Police should be able to advise you as to whether or not the vehicle was insured. If the 3rd party was not insured, you will have to claim against your own insurance, but this will not impact on your premiums if you have protected no claims bonus. However, if not it could see your premiums rise a little.

If your wife and her friend were injured in any way (perhaps they have neck pain, stiffness in the shoulders, upper back etc), they can make a claim for personal injury compensation whether the 3rd party was insured or not. Please call us on 01225430285 to find out how we can assist with personal injury compensation claims.

Hi Ian,

A chap crashed into me into the rear of my car while I was stationairy in traffic on a red light. The chap was coming from the top of the hill and was doing 20-25mph and slammed into back of the rear of my car, breaking too late. I myself the driver and my friend who was the passenger both sustained injuries. Injuries such as bruised ribs, shoulder pain from the seat belt, and we both had to attend A&E, where we was told we received soft tissue injuries. I took painkillers for a while and also was off work for a week because of this. Thankfully I did report the incident to the police on the same day, and they have given me a incident number. It turns out the chap who hit into us, was not insured on the vehicle. The injury document said I was entitled to compensation of a certain amount, however since the chap wasn’t insured at the time, i’m not sure if i will receive that compensation money. Also since he was driving without insurance, i’m wondering if he could get a ban. If you could get back to me with your excellent expertise, I would love to hear from you.

If the offending 3rd party driver was uninsured, you have not got an insurer to pursue your claim against. However, there is a scheme available for those injured by uninsured drivers and this is operated by the Motor Insurers Bureau (MIB). We can assist with this as our specialist panel Solicitors are experts in handling such claims. If you wished to instruct them, they would run such a claim on a No Win No Fee basis meaning that you would pay nothing if your claim were to fail – and given that you have reported the incident to the Police on the same day and attended A&E regarding your injuries, there is no reason to see that you would not succeed – but if you were to succeed, you would face contributing up to 25% of any award made to you towards the cost of the claim. If you would like us to help with this, please either call us on 01225430285 or use the ‘start a claim’ page of our website and we’ll call you to discuss this matter.

It is worth noting that you do not need to instruct a Solicitor to pursue a claim via the MIB as you can apply directly to them. If you pursue a claim directly, you will pay nothing if you lose and not have to contribute up to 25% of any award you receive.

Whilst having a specialist Solicitor acting for you is no guarantee that you will receive a higher claim value, you can be certain that your rights will be represented fully and that you are given the best chance of succeeding with a claim. We would always suggest that instructing a specialist Solicitor to act for you is a prudent move, but it is important that you know your options.

I drove into the back of another vehicle at speed but it was their fault they drove off. My car is written off. I have been to the hospital and have suffered badly bruised ribs and muscles all over my torso. Can I claim anything? Thanks.

If you have driven in to the rear of another vehicle, it will be very hard to prove that you were not at fault. The highway code requires the vehicle behind to be able to stop safely and to allow sufficient braking distance. If you are of the view that the other car was at fault, there will need to be some evidence to support this. Was this reported to the police at the time? Did any of the witnesses give statements? If the other car suddenly pulled out on you, you could potentially claim for injuries via the Motor Insurers Bureau untraced driver scheme.

I was recently driven into by a delivery driver, we swapped insurance details and i’ve tried to make a claim but have been told the driver is uninsured due to gross negligence of their vehicle. I was in my vehicle at the time so I didn’t sustain any injury’s but would like to claim for the damages to my vehicle without doing so on my own insurance. The delivery driver worked for DPD and they are no help to the situation what are the next steps I can take ? Many thanks

Sadly we can only assist if there is a personal injury to pursue a claim for and cannot advise as to how you handle claims for damaged property such as your car. The best bet would be to speak with your insurers legal department and see if they can hold the company for whom the delivery driver was working liable.

Hi my husband and sister were involved in car crash the driver drove off and is denying causing the crash they both had severe injuries reported incident to police and both attended and still attending hospital. Are they eligible for a claim?

In this situation, both your Husband and Sister would appear to have valid claims for personal injury compensation and we would be happy to assist with the pursuit of these matters. Given that the other driver has fled the scene and the Police have now been involved, it would appear that the fault for the accident and therefore liability in any claim could be attached to the 3rd party driver.

Hi I’m really sorry I missed your call the police have now informed us that the person involved is now saying he was there but denying hitting my husband’s car, would they still be able to claim for injury?

If the offender denies being the cause of the incident or even being a party to the incident and the police cannot prove that they were, that person is likely to escape responsibility. However, if so, all will not be lost as you could look in to making a claim via the Motor Insurers Bureau scheme for the victims of injury caused by uninsured or untraced drivers.

My wife got hit by another car while she was at a roundabout Turing into a new road. The car driver sped off immediately. Unfortunately there was no CCTV camera there. She reported the incident to the police and my insurer immediately. While disappearing, the driver little did my wife knows that they took the car registration number. Few weeks later, the driver’s insurers contacted our insurer with the intention of making a claim. We had intended to repair the car ourselves but with the claim being pursued against us by the other party should we make a claim with our insurer or go ahead with our own repair? The sad part is that our insurer is refusing to reveal the information of the car and driver trying to claim against us. Please advise

You should immediately contact your insurers and ask to speak with their fraud department as the other party appear to be acting in a fraudulent manner with regards to their alleged claim against your wife.

The man who hit my car ran off and when police arrived at the scene I was told car stolen and fake number plates which probably means he had no insurance??
My insurance company are being really awkward and making things really unpleasant and saying I’ve to pay this and that and I have to pay rest of,years premiums!!
I’ve got fully comp car insurance and. I’ve got crime number off police I really need some help and advice ASAP

We can help you claim personal injury compensation even if you were injured by an uninsured and untraced driver. However, we can’t assist if you were not injured. With regards to your vehicle and the damage caused to it, if you have fully comprehensive insurance you can claim from that to cover your loss (albeit you are claiming against your own policy), but to be able to do that, you would need to pay for your insurance cover in full so if you pay by instalments, the Insurers will want you to settle the cost of your policy before they’ll pay out for the repair or loss of your car.

I was driving on a learner licence and was hit by a guy who’d let a 16 year old drive his van, the van had fake number plates, but I traced his address. I didn’t go to police but gave insurance details I got book price on car, I’ve been left with lots of spinal damage, incontinence and many other problems, had to give up my business and deferred half way through a nursing degree. I’m now classed as disabled. I didn’t report to police, I was frightened.

Your failure to report this matter to the Police could well ruin any prospect of succeeding with a claim for compensation.

The UK claims system allows people injured by uninsured or untraced drivers to make a claim for compensation via the Motor Insurers Bureau. However, to qualify for such a claim it is likely that the Motor Insurers Bureau would require you to have reported the matter to the Police.

When did the accident happen?

My mother in law has been hit by a driver that made off, she was unable to get the number plate and her car has sustained significant damage and she is in utter shock. She is covered fully comp and has contacted the police but they said they are unable to do anything although there are multiple cameras along the road where the incident happened. She has been told that she has to pay to get this footage. Is there any way you could help?

We can certainly help with regards to a claim for personal injury compensation, but because your Mother-in-Law was fully comprehensively insured she will have to make a claim against her own insurance for the damage to her vehicle.

There is a scheme that our specialist Solicitors can use to make a claim for compensation for any injuries in the case of being injured by a Hit & Run driver and we’d gladly assist in that way.

I was hit by an uninsured driver got whiplash and back pain. Is there anything I can do?

Yes! We can help you to make a claim for compensation with our specialist Solicitors who could use the MIB uninsured driver scheme. This would be a No Win No Fee claim and if successful would enable you to recover compensation for your injuries and any lost income.

If you would like to take this further, please use our ‘start a claim’ page or call in on 01225430285.

My partner was at work on a public road when a car drove past and clipped his boot from behind. It happened in a split second ! He has no witness and didn’t see what car it was he didn’t even think the driver was aware of it. He reported it to the police 3 weeks after as he thought his work had done it as he ended up being kept in hospital for 5 days for a 3 hour operation for a triple ankle fracture. The police report is done and it’s filed as an untraceable car?

We can help people who have been injured in a car accident where the driver responsible hasn’t stopped and has not been traced, as there is still a route to obtaining compensation in such cases.

Our Solicitors can pursue a claim via the MIB’s ‘untraced driver’ scheme. Given that a Police report has been filed and medical treatment has been sought, there is a reasonable possibility that our Solicitors could succeed with a No Win No Fee claim for your partner.

Hi I am wondering if you can help me. My parents car was hit from behind causing significant damage to the car and injury to those in the car. The driver that hit my parents car fled the scene quickly and they were unable to get any details. The incident has been reported to the police and insurance company. The police have advised that they cannot do anything because there are no details of the driver. The insurance company have advised that they need photo evidence which needs to be requested from the local authority. Can you advise how further action can be taken? As the car is very damaged and has caused a lot of distress and injury. Look forward to hearing from you.

Kiran

Hi, I’m really sorry to hear that your parents have been injured in a hit and run accident. I realise that when an uninsured or untraced driver causes an accident with injuries and damage to vehicles, that it can seem even more stressful than a straight forward car accident with a 3rd party admitting responsibility. However, don’t stress any more – we can help you as there is a scheme in place against whom we can register a claim for your parents injury claims.

If your parents are fully comprehensively insured, they will have to claim from their own insurance for the damage to their vehicle. However, if they are third party fire & theft insured, they can also claim for vehicle repairs/loss with us too.

I look forward to hearing from you.

Regards

Ian Morris

I had to swerve to avoid a collision from a vehicle approaching very fast on the wrong side of the road and hit a wall in which i sustained a cracked rib severe seatbelt bruising and whiplash, do i have a case to claim?

Gordon

Your accident must have been particularly upsetting given that the 3rd party that caused your collision appears to have been uninsured or has fled the scene (I say that as you’ve commented on an article about such incidents). I am sorry to hear about it and hope that you are recovering well.

We can help you make a claim for injury compensation through the Motor Insurers Bureau (MIB) untraced or uninsured driver scheme. These claims run in much the same was as a standard road traffic accident claim. We’ve got expert Solicitors available to manage a claim such as this for you.

I drive for medicaid. I was transporting a patient home yesterday and was run off the road by another driver that was coming head on. Is there any compensation for this?

Claiming compensation in an incident such as the one you describe is a possibility. There are two possible routes available to you and which one would best match the scenario of your situation depends on whether or not you managed to obtain the vehicle registration number of the offending vehicle.

If you did obtain the 3rd party vehicle registration number, you can make a standard road traffic accident compensation claim.

If the 3rd party vehicle responsible for causing your accident fled the scene before you were able to obtain any details and is therefore an untraced vehicle, you can make a claim with us through the motor insurers bureau untraced driver scheme for compensation. To do this, you MUST report the accident to the police, giving them as much information as possible.

Of course, to claim compensation for an injury, it is always important that any injuries you have are reported to a medical profession. Ideally, you should already have seen your GP or attended an Accident and Emergency department of your local hospital for medical attention.

Each claim route is available to you on a no win no fee basis with you being able to make a claim without taking a risk of being responsible for the costs of a claim should your claim fail.

I shall also email you regarding this so that you can respond directly to that should you so wish.

Just need some advice, I was recently hit by a car when I was walking across a pedestrian crossing, she just drove off and this was classed as hit and run. The police have got all the cctv but cannot make out the registration of the car that hit me, I was just wondering could I still claim against something? I have a 8cm bruise on my right leg and it was a zebra crossing, can anyone help?

Hi, thanks for the comment on this article. I am sorry to hear of your situation and hope that it hasn’t caused you too much distress.

Regarding claiming compensation, as long as a few criteria are met, we should be able to help you with a claim for compensation. Such a claim would be made via the Motor Insurers Bureau and from your perspective, handled in the same way as a straight forward Road Traffic Accident claim. As you have reported the incident to the Police that element of requirement has been sorted. The other two issues would relate to when you had the accident – in order to ensure that it happened within the last 3 years – and whether or not you have had medical treatment.

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