HGV & Lorry Accident Compensation Claims

Quick answer: If you have been involved in a lorry or HGV accident that was not your fault and you suffered injuries, you may well be eligible to make a compensation claim. The claim must be made within three years of the accident or from when you first realised you were injured.

Key takeaways:

  • To be eligible for a lorry accident claim, you must prove that you were not at fault and your injuries are serious enough to warrant compensation.
  • Compensation for lorry accidents typically covers your injuries, as well as special damages like loss of earnings and medical expenses.
  • There is a standard three-year time limit to make a compensation claim unless you were under 18 at the time of the accident.
  • Consult a specialist no win no fee solicitor experienced in lorry accident claims as soon as possible to understand your rights and legal option

The nature of Lorry drivers’ work, involving long hours on the road, often under challenging conditions, exposes them to a higher risk of accidents. When accidents occur, the impact can be significant—not just physically but emotionally and financially as well. Victims may face a long road to recovery, dealing with injuries that can be life-changing, alongside the stress of potential income loss and medical expenses.

It’s not just the physical recovery that’s daunting; navigating the legal process for compensation claims can seem like an insurmountable challenge. This is where understanding your rights and the steps to take becomes crucial.

If you have been involved in a lorry accident that was not your fault, you may be entitled to make a compensation claim. This guide aims to provide a comprehensive overview of the lorry accident compensation claim process, including eligibility criteria, examples of common accidents and injuries, and tips for strengthening your claim.

Eligibility Criteria for Lorry Accident Compensation Claims

To make a successful lorry accident compensation claim, certain criteria must be met. Understanding these eligibility requirements is the first step in determining whether you can pursue a claim.

  • Fault: The accident must have been caused, at least in part, by someone else’s negligence or a breach of their legal duty. This could be another road user, your employer, or even a vehicle manufacturer.
  • Injury or Loss: You must have suffered an injury or a financial loss as a result of the accident. This includes physical injuries, psychological trauma, medical expenses, loss of earnings, and damage to personal property.
  • Time Limit: Claims must generally be made within three years of the date of the accident. There are exceptions, however, such as if you only became aware of your injury later on, in which case the three-year period may start from the date of discovery.
  • Employment Status: Both employed and self-employed drivers can make a claim, provided the accident occurred in the course of their work-related duties.
  • Vehicle Condition: If the accident was caused due to a vehicle defect, you might still be eligible to claim, especially if the defect was unknown to you and should have been addressed by your employer or the vehicle’s owner.

Meeting these criteria does not guarantee compensation, but it does establish a foundation upon which a claim can be built. The next steps involve gathering evidence, seeking legal advice, and initiating the claims process, all aimed at proving negligence and securing the compensation you deserve for your injuries and losses.

It is important to note that even if you were partially at fault for the accident, you may still be able to make a claim. However, the amount of compensation you receive may be reduced to reflect your level of responsibility.

Real-life claim eligibility examples

What Can Injured Drivers and Passengers Claim For?

If you have been injured in a lorry accident, whether as the lorry driver, another road user or passenger, you may be able to claim for the following:

  • General damages: These are awarded for pain, suffering, and loss of amenity. The amount of general damages you receive will depend on the severity of your injuries and the impact they have had on your life.
  • Special damages: These are awarded for financial losses and expenses incurred as a result of the accident. This may include medical expenses, lost earnings, and travel expenses.
  • Future losses and expenses: If your injuries are likely to have a long-term impact on your life, you may be able to claim for future losses and expenses. This may include ongoing medical treatment, loss of earning capacity, and adaptations to your home.

Claiming for Psychological Trauma

You can also claim psychological damages as part of your personal injury compensation. Therefore, it is vital that any person suffering with psychological trauma after the accident sees their GP and asks for a referral to a specialist. It is then possible to maximise the value of any settlement awarded to you as the 3rd party will not be able to dispute the medical evidence that supports your claim.

Compensation Amounts

The amount of compensation you may receive can vary based on factors such as the severity of your injuries, impact on your quality of life, and financial losses incurred. Once initial evidence has been collected you will be advised as to the likely level of compensation to expect.

Interim Payments and Financial Support During the Claims Process

Financial pressures can mount quickly after an accident that leaves you unable to earn your normal wage. Interim payments may be an option to alleviate immediate financial strain. These are partial payments made before the final settlement is agreed upon and can help cover:

  • Ongoing medical treatment
  • Living expenses
  • Rehabilitation costs

Specialist Rehabilitation Therapies

Once your lorry accident compensation claim is active and your specialist Direct2Compensation solicitor has been able to obtain an admission of liability, your claim will succeed. It is at this point, that your solicitor can look to obtain specialist rehabilitation therapy if it is deemed relevant to your injuries.

Any such treatments will be provided at the expense of the third party dealing with your claim and the cost will form part of the value of the total settlement. Further information on this will be available from your solicitor once your claim has been active for a sufficient amount of time.

No Win No Fee Agreements and Their Benefits

Legal fees can be a significant concern for many claimants. However, ‘no win, no fee’ agreements offer a solution. These arrangements mean:

  • You pay no upfront legal fees.
  • Your solicitor gets paid only if the claim is successful.
  • If the claim fails, you won’t be liable for your solicitor’s fees.

A no win no fee solicitor will play a crucial role in your lorry accident compensation claim. They can:

  • Assess your claim and determine whether you have a valid case.
  • Gather evidence and build a strong case on your behalf.
  • Negotiate with the defendant’s insurance company to reach a settlement.
  • Represent you in court (if necessary).

At Direct2Compensation all accident claims are made on a No Win No Fee basis, so you will never be charged if your claim does not succeed.

Frequently Asked Questions

Let Us Help You Start Your Claim

Navigating the aftermath of a lorry accident can be a daunting experience, but understanding the path to compensation can provide a beacon of hope. Remember, the goal of a compensation claim is not just to address the immediate financial burdens but also to ensure that your long-term health and well-being are taken into account. With the right support and guidance, you can overcome the obstacles and secure the compensation you deserve for the injuries and losses you’ve suffered.

If you’ve been involved in an accident, don’t hesitate to take the first step towards your recovery and financial stability. Contact our team today for a free, no-obligation consultation. We operate on a no win no fee basis, meaning you won’t have to worry about upfront costs, and we’ll be with you every step of the way. Let us help you get the compensation you are entitled to, so you can focus on what’s most important—your recovery and peace of mind.

You can start your claim online or , and one of our expert team will be in touch to offer help. Alternatively, call us on 01225 430285.

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