If you’ve been injured as a driver or passenger on the road in an accident that wasn’t your fault, we can help you to claim the car accident compensation you are entitled to. Claims can be made for a range of physical and psychological injuries, not just whiplash. And the cause of the accident need not be another vehicle, it could equally be a faulty traffic light or road surface.
What can you claim?
You can claim compensation for personal injury and other suffering, associated costs and losses, and the guilty party is liable to pay all your treatment bills and professional charges. If the person who caused the accident is insured you can make a claim against the insurers, otherwise the claim will be made against the Motor Insurance Bureau. If the accident was caused by the road surface itself, it may be possible to make a claim against the Highways Agency.
When the initial evidence has been collected your solicitor will be able to let you know the likely level of compensation you can expect for your claim. If you have suffered injuries that leave you unfit to drive, they may well be able to arrange for you to receive private medical treatment such as physiotherapy or osteopathy. Again, this would be at no cost to you as it would be charged to the liable 3rd party on top of and above any injury compensation settlement.
Your solicitor will advise you what expenses you can claim but these are likely to include some or all of the following:
- Lost earnings if you have been away from work as a result of the accident
- Car hire
- Car repairs
- Treatment for your injuries
- Miscellaneous expenses (bus fares, painkillers etc)
What about my insurance company?
Insurance companies may not be your ally or friend when settling a claim, especially when it comes to car accident compensation. Very often we tend to forget that insurance companies are also businesses, and there are real chances that they might de-value your claim and let you settle for a lesser amount.
As it can be difficult to make a claim against the insurance company and the amount of compensation you can claim depends on certain facts and data, it really is best to appoint a specialist solicitor in order to win your claim and get the compensation you deserve. They will know the ins and outs of any problems you may face in your case and help you find potential sources of injury and liability and a well defined course of action, which can help your finances immensely. If you have been in an car accident, there could be a number of people and organisations you could have taken a legal stance against.
How to make a successful car accident claim
There are a few guidelines that should be followed to ensure the success of your compensation claim. To better your case, submit complete contact details of the eye-witnesses to the incident and if possible, take photographs of the crash site. If you wish to claim prescription costs and travelling expenditure too, you must also keep receipts as proof.
Doctor bills and certificates are extremely important since they will be the main evidence of any physical injuries you might have incurred during the accident. Also, doctors’ reports which state how your injuries have been sustained and how they are affecting your life.
In order for your compensation claim to be successful, be sure to get witness testimonies from people that saw the car accident and can vouch for you. Witness testimonies will play a pivotal role and guarantee the authenticity of your claim. You should also bring in car damage certificates. This can be done with the help of photographs and expert testimonies on the damage incurred by the vehicle in question.
Examples of car accident claims
Direct 2 Compensation has dealt with hundreds of car accident compensation claims, from rear end shunts to high impact, full frontal collisions. Our experience, and that of our expert personal injury solicitors, means that whatever the circumstances of the accident we know how to help you win your claim. Here are just a few example car accident claims we have dealt with:
Rear end shunt accident
Mr Y was waiting at a roundabout for the traffic to clear so he could carry on with his journey. Whilst waiting Miss X drove into the rear of his vehicle. Mr Y’s car was pushed forward at speed and suffered severe rear end damage. Mr Y sustained a severe neck strain (often referred to as a whiplash injury).
At the scene of the accident Miss X admitted the accident had been her fault, but soon afterwards she claimed Mr Y had actually reversed into her. However, the specialist solicitor at Direct 2 Compensation soon obtained enough witness evidence to discredit Miss X’s allegations, leading to her insurance company settling Mr Y’s car accident claim in full.
Head on collision
Mrs A was travelling along a B road at approximately 40mph one winter’s night. Suddenly a car travelling in the opposite direction came around a corner at speed. The driver of the oncoming car was going so fast that he could not stay on his side of the road. He collided head on with Mrs A’s vehicle, which was pushed off the road. Despite the obvious damage to the vehicles, the other driver did not stop at the scene of the accident but fortunately a vehicle travelling behind Mrs A saw everything and called the police.
Mrs A suffered severe injuries, including a fractured sternum (chest bone), a severe neck injury and various cuts and bruises. With our help she was compensated for her losses, suffering and medical treatment.
Side road car accident
Mrs C was travelling along a main road, when Mrs K pulled out and collided with the side of Mrs C’s brand new BMW. Mrs C suffered relatively minor soft tissue injuries but was more upset by the damage to her new car. Fortunately, she contacted Direct 2 Compensation and we were quickly able to replace her car with a hire car of the same specification. The cost of the replacement hire was covered by Mrs K’s insurers, which also paid for the repairs to Mrs C’s car and compensated her for her injuries. Mrs C was soon back driving her car, which was as good as new.
Let us help you with your claim
If you have suffered as a result of a car crash, your compensation claim will be in safe hands with Direct 2 Compensation. Our claims process gives you peace of mind that you are never liable for any costs should your claim fail to succeed. Contact us for friendly advice or to discuss your case, or tell us about your car accident online and we will let you know if you are eligible to claim.