Is Making a Personal Injury Compensation Claim Worth It?

After suffering an injury due to someone else’s negligence, many people wonder if pursuing a compensation claim is worth the effort. Here we explore the benefits of claiming, address common concerns, and help you make an informed decision about whether to proceed with a claim.

The Financial Impact of Injuries

Injuries can have severe financial consequences. For many, these financial burdens can be overwhelming. Compensation can provide crucial financial support during recovery and beyond, covering:

• Loss of earnings due to time off work
• Medical expenses and treatment costs
• Travel expenses for medical appointments
• Potential long-term impact on earning capacity

The 25% Deduction: Understanding the LASPO Act

In April 2013, the Legal Aid, Sentencing and Punishment of Offenders Act (LASPO) introduced significant changes:

• Claimants now contribute up to 25% of their compensation towards legal costs
• This applies only to successful claims; unsuccessful claimants still pay nothing

While this deduction may seem substantial, it’s important to remember that 75% of a fair settlement is still significant compensation for your injuries and losses.

Benefits of Making a Compensation Claim

“Isn’t it a lot of hassle?”, people often ask. Well, the process of claiming isn’t a hassle, but it also isn’t something one should enter in to without considering whether they wish to pursue it and can see the benefits of claiming:

1. Financial Recovery
   • Compensation for pain and suffering
   • Reimbursement of financial losses (e.g., lost wages, medical expenses)
   • Potential funding for future care needs
2. Access to Rehabilitation
   • Many claims provide access to private medical treatment and rehabilitation services
   • This can speed up recovery and improve long-term outcomes
3. Acknowledgment and Closure
   • Successful claims provide recognition of the wrong done to you
   • This can offer psychological closure and help you move forward
4. Promoting Safety
   • Claims can encourage organisations to improve safety measures
   • This may prevent similar accidents from happening to others
5. Expert Support
   • Professional legal guidance throughout the process
   • Access to medical experts for thorough assessment of your injuries

Common Concerns About Claiming

“Isn’t it a lot of hassle?”

• With the right solicitor, the claims process is straightforward
• Your solicitor handles most of the paperwork and negotiations
• You focus on recovery while experts manage your claim

“What if I lose my case?”

• No Win No Fee agreements protect you from financial risk
• If your claim is unsuccessful, you typically won’t pay any legal fees

“Will it affect my employment?”

• It’s illegal for employers to discriminate against employees, or sack them, for making a legitimate claim
• Many claims are against employers’ insurance, not the employer directly

Maximising the Value of Your Claim

To ensure your claim is worthwhile, and maximise your settlement:

1. Choose a specialist personal injury solicitor
2. Provide detailed evidence of your injuries and financial losses
3. Keep thorough records of all accident-related expenses
4. Follow medical advice and attend all appointments
5. Be cautious of early settlement offers from insurers

Find out if you can claimChat now with our claims experts for free, friendly advice.

While the 25% deduction introduced by the LASPO Act has impacted compensation claims, pursuing a valid claim is still very much worthwhile for most injury victims. The financial, physical, and psychological benefits of a successful claim often far outweigh the costs involved. 75% of a fair settlement is significantly better than no compensation at all.

Remember, every case is unique. For personalised advice about your specific situation and to determine if making a claim is worthwhile for you, don’t hesitate to get in touch for a free consultation. To find out more, or to start your claim today, call us on 01225 430285. If you prefer, we can call you back.

Frequently Asked Questions